Iibhanki eziphakathi kweYurophu zicebise ngokutshintsha imithetho yokugcina iMiCA yee-stablecoins ezikhutshwe ziiziko ze-imbalelwano yemali ye-elektroniki. Ngokutsho kwe-NS3.AI, esi siphakamiso singatshintsha inxalenye enyanzelweyo yokugcinwa kwemali kwiibhanki kunye namazinga okugcina agcinwe kwizinto ezivuthayo phakathi kweentsuku zokusebenza enye nezinhlanu.

Ngaphantsi kwemithetho yangoku ye-EU, ubuncinane i-30% yeengqekembe kufuneka zigcinwe kwiimali zokuqinisekisa kwiibhanki zorhwebo zee-stablecoins ezikhutshwe ziiziko ze-imbalelwano yemali ye-elektroniki. Esi sicelo sinyuka sibe yi-60% kwiitokheni ezibalulekileyo.