Decentralized finance (DeFi) nʹori palu ʻana ma ʻō aku o nā hōʻaiʻē i kākoʻo ʻia ʻoi loa ma o ka hoʻomohala ʻana i nā ʻōnaehana helu hōʻaiʻē ma luna o ke kaulahao (on chain credit scoring). Ma ka nānā ʻana i ka nui o nā kālepa mōʻaukala o kahi wallet a me ka mōʻaukala ukuhoʻi a me kāna launa ʻana me nā palapala kālepa naʻauao (smart contract protocols), hana ʻia nā helu hōʻaiʻē cryptographic.
Hoʻopuka kēia i ka hiki ke loaʻa i nā mea hoʻohana hilinaʻi i nā hōʻaiʻē i kākoʻo ʻia ma lalo o ka waiwai (under collateralized loans) a i ʻole nā uku ukupanee haʻahaʻa me ka ʻole o ka hōʻike ʻana i ko lākou mau ʻike maoli (real world identities). Hoʻohālike kēia i nā helu hōʻaiʻē o ka panakō kuʻuna ʻoiai e mālama ana i ka huna ʻana o ka mea hoʻohana a me ka loaʻa maʻalahi ma ka honua holoʻokoʻa i loko o ka kaiaola kālā Web3.
#OnChainCredit #DeFiLending #CryptoScore #Web3Finance #DecentralizedBanking .