Visa’s Money Travels 2026 report, based on a survey of 2,192 U.S. adults, found that consumer willingness to use stablecoins would rise from 36% to 56% if they included bank-grade fraud protection and deposit insurance. According to Odaily, the survey also showed that willingness could increase to 45% if stablecoins were offered through existing financial institutions.

The report said 56% of respondents had never heard of stablecoins, while 64% said they trust payment providers more than the technology itself. It also said the total supply of dollar-pegged stablecoins has exceeded $295 billion, including about $183.4 billion in USDT and about $76 billion in USDC. Visa’s annualized stablecoin settlement volume has surpassed $20 billion, up more than 15 times from a year earlier.