According to ChainCatcher, OpenAI has expanded ChatGPT Finances to its Mac desktop app. After updating the app, users can select Finance in the sidebar to connect bank, credit card and investment accounts through Plaid, then view balances, analyze spending, manage subscriptions and track portfolios. ChatGPT can use account transaction, balance and investment data to answer questions, such as which category a user spent the most on during the month or which subscriptions to cancel.

ChatGPT Finances launched this May with features for tracking categorized spending, reviewing recurring charges, monitoring stock holdings and asset allocation, tracking credit scores and generating weekly financial updates. OpenAI says account connections are read-only: ChatGPT cannot transfer funds, pay bills or trade stocks, and users can disconnect accounts at any time. The feature is currently available in the United States to Free, Go, Plus and Pro users.