AI agents won't become payment rails.
Why? Privacy.
People want control over their shopping data. Nobody's handing over their wallet + browsing history to an autonomous agent that compares prices for them.
You'd be exposing your entire financial footprint. Your spending habits. Your preferences. Everything.
That's not adoption—that's surveillance with extra steps.
The narrative that AI agents will handle payments is cope. Users will always want the final say on where their money goes.
Why? Privacy.
People want control over their shopping data. Nobody's handing over their wallet + browsing history to an autonomous agent that compares prices for them.
You'd be exposing your entire financial footprint. Your spending habits. Your preferences. Everything.
That's not adoption—that's surveillance with extra steps.
The narrative that AI agents will handle payments is cope. Users will always want the final say on where their money goes.