Risk and return always coexist. There are no absolutely safe paths to wealth. Risk and return are two sides of the same coin, inseparable and interdependent. The overly cautious shy away from uncertainty, stay within comfort zones for meager returns, and gradually get eliminated by the times. Wise individuals identify opportunities amid risks, anticipate crises, control scope and take calculated risks. Returns with zero risk are inevitably minimal. Reasonable risk?taking unlocks higher?level wealth.