Today i spent some time digging through @TermMax and there is one thing which i liked most.
At first i thought it was just another lending market with a “fixed rate” label. But it’s actually more interesting than that.
Most DeFi lending I’ve used comes with rates that can change when borrowing demand moves. TermMax takes a different approach. Lenders can lock their return, while borrowers can lock their borrowing cost around a defined maturity.
The part i liked most was V2 execution. There can be different markets, curator liquidity and limit orders, but i don’t have to manually go through everything. The app combines available orders into one quote.
I also liked the dashboard. It shows LTV, health factor, time to maturity, FT holdings and open orders in one place.
Of course, fixed rates don’t remove liquidation or smart contract risks.
But after looking deeper, i realized @TermMax isn’t just chasing “higher APY.”
It’s trying to make rates more predictable and tradeable.
#TermMax
At first i thought it was just another lending market with a “fixed rate” label. But it’s actually more interesting than that.
Most DeFi lending I’ve used comes with rates that can change when borrowing demand moves. TermMax takes a different approach. Lenders can lock their return, while borrowers can lock their borrowing cost around a defined maturity.
The part i liked most was V2 execution. There can be different markets, curator liquidity and limit orders, but i don’t have to manually go through everything. The app combines available orders into one quote.
I also liked the dashboard. It shows LTV, health factor, time to maturity, FT holdings and open orders in one place.
Of course, fixed rates don’t remove liquidation or smart contract risks.
But after looking deeper, i realized @TermMax isn’t just chasing “higher APY.”
It’s trying to make rates more predictable and tradeable.
#TermMax