Most lending protocols still make you guess where rates land next week. TermMax skips that — you lock a fixed rate and a fixed term upfront, so lenders know their yield and borrowers know their cost, no surprises mid-position. They just added tokenized stock collateral through Ondo too, which is a solid sign this isn't just another yield farm, institutions actually want rate certainty on-chain. Been keeping an eye on#termmax @TermMax