Most people look at the borrowing rate and stop there.

But the bigger problem is uncertainty.

If the rate keeps changing, your borrowing cost can change while your position is still open. That makes it harder to plan risk and calculate the real cost of a position.

This is where fixed-rate lending becomes interesting.

@TermMax focuses on fixed-rate lending and borrowing, giving users more predictability instead of constantly guessing where rates may move next.

Would you choose a predictable borrowing cost over a potentially cheaper but variable rate?
#termmax