💰 Not All Stablecoins Are Equal

Stablecoins may aim to maintain a stable value, but their backing models can differ significantly.

🏦 Fiat-backed: Supported by reserves such as cash or short-term government assets.

₿ Crypto-backed: Collateralized by $C and often require overcollateralization to absorb market volatility.

The key isn’t only the price stability—it’s understanding what backs the token, how reserves are managed, and how transparent the system is.

🔎 Always research the mechanism and risks before using any stablecoin.

Expert question: Which model do you consider more resilient in a major crypto market crash—fiat-backed or crypto-backed?

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