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Hold USD1 in Binance Spot, Funding, Margin and Futures to Share $40 Million Rewards in WLFI
Published on 2026-01-23 05:29
Updated on 2026-02-13 09:30
Disclaimer: In compliance with MiCA requirements, unauthorized stablecoins are subject to certain restrictions for EEA users. For more information, please click here. This is a general announcement and marketing communication. Products and services referred to here may not be available in your region.

Fellow Binancians,

From 2026-01-23 00:00 (UTC), Binance will launch an airdrop campaign rewarding all eligible users who hold World Liberty Financial USD (USD1) on our platform. Eligible users will share rewards from a grand prize pool of $40 million in World Liberty Financial (WLFI).

WLFI will be distributed as weekly rewards to USD1 holders during the Activity period. The first airdrop distribution will be on 2026-02-02, covering the reward period from 2026-01-23 00:00 (UTC) to 2026-01-30 00:00 (UTC). Subsequent rewards will be distributed every Friday thereafter.

Campaign Period: 2026-01-23 00:00 (UTC) till 2026-02-20 00:00 (UTC)

How to Participate:
Eligible users must hold USD1 in balance (net assets), in any of the following account categories on Binance:

Spot Account;

Funding Account;

Margin Account (USD1 as Collateral in Cross Margin, Isolated Margin or Portfolio Margin);

USDⓈ-M Futures Account (USD1 as Collateral in USDⓈ-M Futures Accounts, Multi-asset mode is included).

Note: USD1 as Collaterals in Binance Futures or Margin accounts can receive a 1.2x bonus multiplier on rewards. As long as eligible users maintain at least 0.01 USD1 in their Margin or Futures accounts, they will receive the 1.2x bonus rewards, regardless of whether they use leverage or open trades.

Campaign Details
Prize Pool: $40 million in WLFI tokens will be distributed over 4 weekly installments ($10 million in WLFI tokens each week).

Distribution: Rewards will be airdropped directly to users’ Binance Spot accounts.

Distribution Frequency: Weekly airdrops during the Campaign Period.

Reward Distribution
Rewards start accruing from 2026-01-23 00:00 (UTC). The first airdrop distribution will be on 2026-02-02, covering the reward period from 2026-01-23 00:00 (UTC) to 2026-01-30 00:00 (UTC). Subsequent rewards will be distributed by 18:00 (UTC) every Friday in WLFI token. Distribution records can be found in your Distribution history.

The Weekly Reward Amount will be roughly calculated as follows:

Qualifying Balance of each day = Lowest USD1 balance captured during those hourly snapshots on each day.

Weekly Rewards = (7-day average of the Qualifying Balance * effective APR on the distribution day * 7) ÷ 365

After each weekly distribution, the effective APR for that period will be updated in this announcement. In determining the effective APR on the distribution day, Binance will take into account a number of factors, including, without limitation:

Lowest balance of the snapshots each day;

The daily aggregated amount of Qualifying Balances across all eligible holders of USD1;

7-day average across all eligible holders of USD1

Effective Base APR

Effective Boosted APR (1.2x)

WLFI token value

1st Distribution on 2026-02-02

Reward period: 2026-01-23 00:00 (UTC) to 2026-01-30 00:00 (UTC)

16.22%

19.46%

USD 0.1298

2nd Distribution on 2026-02-06

Reward period: 2026-01-30 00:00 (UTC) to 2026-02-06 00:00 (UTC)

12.60%

15.13%

USD 0.1111

3rd Distribution on 2026-02-13

Reward period: 2026-02-06 00:00 (UTC) to 2026-02-13 00:00 (UTC)

11.32%

13.59%

USD 0.1065

Case example:

User A holds 10,000 USD1 in Spot and 20,000 USD1 as collateral in Margin throughout week 1, and effective base APR is 20%, effective boosted APR is 24%, User A's rewards due to be received at the end of week 1 will be as follows:

[(10,000 * 20% * 7) ÷ 365] + [(20,000 * 24% * 7) ÷ 365] = 130.41 USD worth of WLFI

User B borrowed 5,000 USD1 from VIP loan or Margin (“liabilities”). Among this borrowed 5,000 USD1, 4,000 USD1 was used as collateral in Margin, the remaining 1,000 USD1 was held in their Spot Account in week 1. The effective base APR is 20%, effective boosted APR is 24%, User B’s rewards due to be received at the end of week 1 will be as follows:

Qualifying Balance = 0

[(0 * 20% * 7) / 365] + [(0 * 24% * 7) /365] = 0 USD worth of WLFI

Important Notes
Your USD1 Qualifying Balance will be calculated as net assets (assets minus liabilities). USD1 as liabilities (e.g. borrowed from VIP loans, Margin loan, etc) will be excluded from the Qualifying Balance for this campaign.

Snapshots of user balances and total qualifying balances will be taken at any point of time each hour to get users’ hourly balances in the above mentioned account categories. The lowest USD1 balance captured during those snapshots on each day will constitute your Qualifying Balance and be used to calculate your rewards (for example, the lowest USD1 balance captured on 2026-02-01 is zero, then your qualifying balance for that day is zero.).

At any snapshot time, any one of your supported assets must be greater than 0.01 USD1 to be included in the calculation.

Make sure to maintain your USD1 holding throughout the Campaign Period to maximize your rewards.

Rewards distributed are rounded down to 2 decimal places. Rewards of sub-accounts will be distributed to the Spot Account of corresponding sub-accounts. Kindly note that the distribution time is not guaranteed and may change from time to time.

There is no individual cap on rewards. Users’ rewards depend on their qualifying balance relative to the total qualifying balance of all eligible users and other factors. The total prize pool is $40 million in WLFI.

Stay tuned for weekly reward distributions and updates on the Campaign.

Terms and Conditions:
WLFI token value for airdrop distribution will be based on the official Binance market closing price one day before the airdrop distribution day.

Snapshots of user balances and total pool balances will be taken multiple times at any point of time each hour to get users’ hourly balances in the abovementioned account categories. The lowest USD1 balance captured during those snapshots on each day will constitute your Qualifying Balance and be used to calculate your rewards.

At any snapshot time, any one of your supported assets must be greater than 0.01 USD1 to be included in the calculation.

Broker accounts are not eligible for this campaign. Binance reserves the right to periodically update the rules to accommodate changes in legal, regulatory, or other factors.

Users must complete account verification (KYC) and also be from an eligible jurisdiction to participate in the campaign. Currently, users residing in the following countries or regions will not be able to participate in the USD1 campaign (notwithstanding that they may hold USD1):

Åland Islands (Finland), Austria, Belgium, Bulgaria, Canada, Crimea (Ukraine – disputed territory), Croatia, Cyprus, Czech Republic, Denmark, Democratic People’s Republic of Korea, Donetsk People’s Republic, Estonia, Faroe Islands, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Ireland, Isle of Man, Islamic Republic of Iran, Italy, Japan, Latvia, Lithuania, Luhansk People’s Republic, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Republic of Cuba, Réunion, Romania, Russian Federation, Saint Martin (French part), Slovakia, Slovenia, Spain, Sweden, United Kingdom, United States of America and its territories.

Please note that the list of excluded countries provided here is not exhaustive and may be subject to changes due to evolving local rules, regulations, or other considerations. This list may be updated periodically to accommodate changes in legal, regulatory, or other factors.

For clarity, references to “USD1” in the content above are not direct acronyms of the “United States Dollar” fiat currency unless otherwise specified.

Binance reserves the right to disqualify a user’s reward eligibility if the account is involved in any dishonest behavior (e.g., wash trading, illegally bulk account registrations/logins, self dealing, or market manipulation). Binance further reserves the right to disqualify any participants who tamper with Binance program code, or interfere with the operation of Binance program code with other software.

Binance reserves the right at any time in its sole and absolute discretion to determine and/or amend or vary these terms and conditions without prior notice, including but not limited to canceling, extending, terminating or suspending this Promotion, the eligibility terms and criteria, the selection and number of winners, and the timing of any act to be done, and all Participants shall be bound by these amendments.

There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.

Thank you for your support!

Binance Team

2026-01-23

Note:

This announcement was amended on 2026-02-13, 2026-02-06 and 2026-02-02 to update the effective APR.

This announcement was amended on 2026-01-23 to clarify the mechanics of this campaign.

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Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice.

Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. The APR is calculated weekly, and is expressed as an annualised percentage yield for illustrative purposes only. Each APR is not indicative of future results. The APR is likely to fluctuate week-to-week and the estimated rewards may differ from the actual rewards generated. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice


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