🚨 DUAL FINALITY TRAP: WHY INSTANT PAYMENTS STILL FEEL SLOW 🚨
The concept of 'finality' is broken in payments, even on lightning-fast chains like $XPL. The protocol says 'done' in a blink, but the merchant dashboard lags behind. This mismatch kills the instant feeling.
• Protocol Finality vs. Operational Finality: Two different clocks running.
• Merchants prioritize surviving ambiguity over speed. They learned lessons on older rails.
• Integrators hide the necessary hold time behind a clean UX, making the back office wait.
Where did the speed actually go when the business still demands a safety hold? It’s a liability call, not a confirmation count.
#CryptoPaymen #Stablecoin #Settlement #DeFiUX ⏱️