nobody warns you about this before your first $XRP transfer, the destination tag exchanges use one shared address for everyone, and that little number is how they know the coins are yours forget it and youre opening a support ticket and waiting days to get your bag back the other surprise is the reserve, a new xrp wallet doesnt even exist on the ledger until you fund it with a small minimum that stays set aside annoying at first tbh, but it tells you what this chain was built for payments and exchange flows first, not smart contract casinos thats why it still settles in seconds after all these years imo quietly adding on the slow days ever lost a transfer ?