People are FUDing about Binance withdrawal processing times and panic-moving funds.

Where are you even withdrawing to? Binance covers you during hacks. They cover you during system issues. Your dad's exchange wouldn't do that. Go ahead, withdraw to other CEXs that'll rug you or "decentralized" platforms where you'll learn what a real hack feels like.

I criticize $BNB and Binance on plenty of things, but when it comes to user protection and making people whole? There's literally no other exchange that comes close. That's the insurance premium you're paying for.