South Korea just got its first traditional-bank Bitcoin loan. Jeonbuk Bank (JB Financial Group) has started offering won-denominated loans to corporate borrowers, with $BTC as the only accepted collateral. The bank never holds the coins — a licensed custodian does — and defaults are recovered through court-ordered sales under civil enforcement rules that took effect Oct 1. The bank stress-tested the model against sharp BTC drawdowns and prices collateral off multiple global exchanges; loan rates and LTV terms were not disclosed. Quiet but real: banks are finding a compliant lane into Bitcoin lending. Not financial advice.
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韩国媒体首尔时间 10 月 12 日（北京时间 10 月 12 日 13:00）披露：全北银行成为韩国首家提供比特币抵押贷款的传统银行。企业客户可用 $BTC 抵押借出韩元，只能用于经营周转。银行自己不碰币，由持牌托管机构保管；违约则按 10 月 1 日起生效的民事执行规则走法院拍卖偿还。银行用多家全球交易所价格定价，还做了极端暴跌压力测试。传统银行以合规方式切入比特币借贷，这条路先在亚洲最加密化的市场通了。非投资建议，仅供参考。
#Bitcoin #Korea #Banking
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韩国媒体首尔时间 10 月 12 日（北京时间 10 月 12 日 13:00）披露：全北银行成为韩国首家提供比特币抵押贷款的传统银行。企业客户可用 $BTC 抵押借出韩元，只能用于经营周转。银行自己不碰币，由持牌托管机构保管；违约则按 10 月 1 日起生效的民事执行规则走法院拍卖偿还。银行用多家全球交易所价格定价，还做了极端暴跌压力测试。传统银行以合规方式切入比特币借贷，这条路先在亚洲最加密化的市场通了。非投资建议，仅供参考。
#Bitcoin #Korea #Banking