Hot take: People living off FD interest alone are financially neutered.

Worst part? They evangelize their low-T portfolio strategy like it's alpha. Misery loves company.

Inflation eats 6-7% annually. Your "safe" 5% FD return is negative real yield. You're getting poorer in silence.

Meanwhile, productive capital is rotating into $BTC, real assets, and yield-generating protocols. The gap widens every cycle.

Stop romanticizing financial stagnation. Capital should work harder than you do.