Interesting question on TDBN liquidity mechanics 👀

Could TDBN evolve into a shared liquidity layer where hundreds of credit unions move lending capital between institutions while keeping member relationships intact?

Short answer: Unknown.

Metal X is building the lending rails, but the architecture for how credit unions plug in—and whether they'll eventually pool liquidity across the network—hasn't been disclosed yet.

If this becomes a reality, you're looking at institutional-grade capital flow on-chain with credit union backing. That's a different beast than retail DeFi.

Watch how the integration unfolds. This could unlock serious utility for $XPR if the liquidity layer goes live.