$XRP just slipped below $1.30 — and a Dubai investor is calling its $81B valuation “too big to touch.” XRP has dropped about 23% from its recent peak near $1.68 and is trading around $1.30, with a market cap of roughly $81.68B and 24h volume near $4.12B. Dubai‑based investor Royal Kane says he “would never invest in Ripple at this stage because its market cap is already too large,” arguing that smaller‑cap coins with strong narratives (like Solana’s “Ethereum killer” era, Pepe’s meme community, or Zcash’s privacy story) offer better upside. At the same time, XRP’s August rally was fueled by $153.55M of U.S. spot ETF inflows and a 521% jump in XRP Ledger payment volume, but macro headwinds (Fed rate hike to 3.75–4% and the CLARITY Act setback) plus valuation concerns are now weighing on price. Kane’s key reminder: buying XRP gives exposure to token price, not equity in Ripple or a direct claim on its products like Ripple Payments, RLUSD, or Ripple Prime. #XRP #Ripple #Altcoins #Macro #FED