Ripple just dropped GSmart upgrades—policy-governed AI for forecasting, liquidity management, risk assessment, reconciliation & reporting.

This isn't just feature bloat. Banks and payment rails need compliant automation to handle $XRP liquidity at scale. If Ripple's positioning GSmart as the infrastructure layer for regulated institutions moving crypto, this is a quiet but massive moat-building play.

Watch how many banks integrate this in Q2. If adoption accelerates, $XRP liquidity demand follows.