An institution needs to transfer $1,000,000:

If $XRP = $1, it requires 1,000,000 XRP

If $XRP = $100, it requires 10,000 XRP

If $XRP = $10,000, it requires 100 XRP

If $XRP = $1,000,000, it requires 1 XRP

Same value being moved — but a completely different impact on the market.

So which setup is easier for a system to use?
• One $1,000,000 XRP
• Or 1,000,000 XRP at $1 each 🤔