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Binance Card
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Frequently Asked Questions on Binance Card

Binance
2020-09-02 08:12
1. Who issues the Binance Card?
Binance has partnered with Swipe to provide a card platform for Binance Card users. The card issuer differs from regions, and it will be stated on your Cardholder Agreement.
2. What are the terms of using the Binance Card?
The Binance Card is bound by Terms and Conditions from Binance and the card issuer. Using the Binance Card means that you agree with these terms and conditions.
3. Is the BNB in my Binance Pay Wallet included in my daily BNB balance calculation?
Yes. The Total Daily Average BNB Balance = Daily Average Spot Account Balance + Daily Average Margin Account Balance + Daily Average Sub-accounts Balance + Daily Average Binance Savings Account Balance + Daily Average Binance Fiat Account Balance + Daily Average Futures wallet Balance + Daily Average Binance Card Account Balance.
4. Why was my Binance Card payment declined?
If your Binance Card payment was declined, please check the followings:
For online purchases:
  1. Whether you have entered the same Billing Address as your Card (you can check your billing address at the [User Profile]
  2. Whether you have entered the correct expiration date
  3. Whether you have entered the correct 3-digit CVV code
  4. Whether you have entered the correct 3D-S verification code
  5. Check with the merchant on why they didn’t accept your card
  6. Check your Pay Wallet from the Card Dashboard to ensure that you have sufficient balance to cover the payment amount
  7. Check your Card Dashboard to see if you froze the Card
  8. Check your Card Dashboard to see if your card status is “Active”

For in-store purchases:
  1. Check your Pay Wallet from the Card Dashboard to ensure that you have sufficient balance to cover the payment amount
  2. Whether you have entered the correct PIN code (Please refer to How to Check Your Binance Card Details to see your PIN)
  3. Check with the merchant on why they didn’t accept your card
  4. Check your Card Dashboard to see if your Card was locked
  5. Check your Card Dashboard to see if your card status is “Active”

If you are still unable to solve the problem, please contact our Binance support or call the number on the back of your card. We will get back to you within 2 business days.
5. Where can I see the transfer records between my Pay and Spot Wallets?
You may check your transfer history from the [Card] dashboard via [Transaction history] - [View More] - [Wallet Transfers].
All transfers from the Pay Wallet to the Spot Wallet are called Withdrawals.
You may customize your Card dashboard from the drop-down menu to show Top-ups or Withdrawals.
6. Where can I check the delivery address of my physical Binance Card?
You can check the delivery address of your card under [My Profile] - [View more] on the card dashboard.
7. Where can I download my transaction history?
You can download the transaction history [Transaction history] - [View More] - [Export history] in the top right corner. You can specify the timeframe of the report, either:
  • Last 3 months (3 previous calendar months)
  • Last 6 months (6 previous calendar months)
  • Last year (previous calendar year)
  • Custom date range
The report has MS Excel format and contains the following information:
  • Timestamp of the transaction
  • Description of the transaction
  • Paid OUT (EUR) - Amount of the purchase in EUR
  • Paid IN (EUR) - Amount of the refund or reversal in EUR
  • Transaction fee (EUR)
  • Assets used - fiat and cryptocurrencies, which were used for funding this transaction
  • Exchange rate - exchange rates for non EUR currencies, used for funding this transaction
8. How are my funds protected?
The Binance Visa Debit Card and e-wallet services are not covered by the Financial Services Compensation Scheme. However, customer funds are safeguarded in a regulated bank account, which is held in a trust and separated from the company funds. This means that in the event of the issuer going into liquidation or bankruptcy, no third-party could claim your funds and they would be returned to you. Please see our Terms and Conditions for further information.
מאמרים קשורים
How to Order and Activate My Binance Card