30-year fixed mortgage rate ab 7.24% par hai — Freddie Mac ke mutabiq.

Fed ne 28 October ko rate 3.75% - 4% par hold rakha, lekin 2 officials hike ke haq me thay. October ki hot inflation ke baad December me hike ke chances ab ∼90% tak pohanch gaye hain.

Yaad rakhen: Fed directly mortgage rate set nahi karta, lekin market uske signals par react karta hai.

$300,000 loan par farq dekhen:

7% = $1,996/month

7.25% = $2,047/month

7.5% = $2,098/month

Sirf 0.5% ka farq = $102/month zyada

30 saal me = $36,625 zyada

Agar 5 saal baad sell kar dein to = $7,562 zyada

History:

1981: 18.63% (record high)

2021: 2.65% (record low)

2026: 7.24%

Sawal ye hai: Wait karna behtar hai ya abhi lock karna?

Aapki kya raye hai? Comment me batayen 👇

#USMarketUpdate #FederalReserve #InterestRateDecision #FinancialGrowth