#TermMax @TermMax
The more I look at DeFi lending, the more I think time matters almost as much as price.
A floating interest rate tells you what borrowing costs look like today.
But what happens next week or next month?
That uncertainty can make it difficult to plan a strategy around a specific time horizon.
TermMax takes a different approach by bringing fixed-rate and fixed-term lending into DeFi.
The interesting part isn’t simply having a fixed rate.
It’s being able to understand the cost of capital before entering a position and plan around a defined maturity.
That creates a different way to think about borrowing in DeFi.
Now the bigger question is whether this model can achieve enough liquidity and adoption to become a meaningful lending primitive.
That’s what I’ll be watching.
#DeFi #Lending #Crypto #TermMax
The more I look at DeFi lending, the more I think time matters almost as much as price.
A floating interest rate tells you what borrowing costs look like today.
But what happens next week or next month?
That uncertainty can make it difficult to plan a strategy around a specific time horizon.
TermMax takes a different approach by bringing fixed-rate and fixed-term lending into DeFi.
The interesting part isn’t simply having a fixed rate.
It’s being able to understand the cost of capital before entering a position and plan around a defined maturity.
That creates a different way to think about borrowing in DeFi.
Now the bigger question is whether this model can achieve enough liquidity and adoption to become a meaningful lending primitive.
That’s what I’ll be watching.
#DeFi #Lending #Crypto #TermMax