Crypto Vault Deposits Have Jumped From $4B to $10B+ $BTC is trading around $82,500, but one of the bigger shifts in crypto capital is happening away from spot markets: deposits in lending vaults have more than doubled since the start of 2025. Start of 2025: ~$4B Now: more than $10B These vaults use smart contracts to put stablecoins and other crypto assets to work. Typical advertised returns are around 3%–10%, while higher-risk strategies can exceed 20%. The growth is being driven mainly by institutions such as hedge funds and digital-asset treasury firms, rather than retail investors. But the higher yields come with a different risk profile: some loans are backed by illiquid tokens or tokenized private credit, while smart-contract bugs, pricing failures and hacks add another layer of exposure. That mix of fast growth and opaque collateral is also why regulators are paying closer attention as crypto vaults move from a niche strategy into a $10B+ market. #BTC Price Analysis# #BTC