🟣 XRP Ledger isn't trying to compete with Ethereum - and David Schwartz explains why Ripple CTO Emeritus David Schwartz says the $XRP Ledger was never designed to do everything. Unlike Ethereum or Solana, XRPL focuses on financial services, including payments, tokenization, lending, and stablecoins. So why does Schwartz believe this approach makes XRPL attractive to institutions? ◾ Speed and low costs. XRPL is built to process financial transactions quickly and cheaply, making it useful for banks and payment providers. ◾ Decentralization matters. Schwartz says no single party can control the network, giving institutions more confidence in its reliability. ◾ Built-in financial tools. Instead of supporting every possible application like Ethereum, XRPL focuses on ready-made financial features that institutions need, offering a different approach from $BTC and other major blockchains. #XRP #XRPLedger #Macro Insights#