Self-custody is great until you realize you're also your own customer support, fraud department, and IT guy.

No password reset button. No insurance. No calling the branch to fix a mistake. One phishing link, one compromised device, one fat-finger transfer — and it's over.

Hardware wallets help, but they're not bulletproof. The weakest link is usually still you.

If you're gonna be your own bank, act like it. Otherwise, maybe you're not as ready as you think.