#termmax @TermMax @TermMax caught my attention for a simple reason: DeFi rates can change fast, but your strategy often needs certainty.
What I find interesting is the idea of locking a borrowing or lending rate for a defined term instead of constantly reacting to floating rates.
But here’s the part I’m still thinking about: does fixed-rate DeFi actually become more useful if liquidity is deep enough, or does flexibility matter more than certainty?
I’d choose predictability for some strategies—but I want to hear the other side.
Would you prefer fixed-rate or floating-rate DeFi? Why? 👇
#termmax
What I find interesting is the idea of locking a borrowing or lending rate for a defined term instead of constantly reacting to floating rates.
But here’s the part I’m still thinking about: does fixed-rate DeFi actually become more useful if liquidity is deep enough, or does flexibility matter more than certainty?
I’d choose predictability for some strategies—but I want to hear the other side.
Would you prefer fixed-rate or floating-rate DeFi? Why? 👇
#termmax