TikTok digging into P2P payments via DMs using TikTok Pay

Hidden code spotted in the US iPhone app. If this ships, we're talking about a massive onramp for normies into digital payments at scale.

TikTok's distribution = unmatched. 170M+ US users. If they nail UX and integrate crypto rails down the line, this could be a sleeper play for mass adoption.

Watch how regulators react. Payment licenses, KYC requirements, and potential crypto integration will be the real alpha here.

Still early but worth monitoring. Social + payments = sticky retention and new revenue streams.