#termmax @TermMax
Pulled TermMax's actual numbers instead of trusting the vibes on the timeline. đ Here's what the data says as of this week.
TVL: sitting in the $30â40M range depending on the exact snapshot, up from zero at launch in April 2025. đ Active loans: ~$29.49M outstanding. đŠ Daily active users: 17K, per TermMax's own reporting. đ„ Deployed markets: 100+ across every supported chain. đ
Do the one calculation nobody posts: active loans Ă· TVL. At roughly $29.49M borrowed against ~$34.1M TVL, that's close to 86% utilization. 𧟠A lot of established lending markets run 40â60% utilization â spare liquidity sitting idle is normal. 86% is not idle capital; that's a market where most of what's deposited is actually being used.
On DefiLlama, TermMax ranks #36 out of 464 tracked lending protocols, in a category worth $40.148B combined â meaning TermMax is roughly 0.1% of the entire lending category by TVL. đ Small fish, high-utilization fish.
Does 86% utilization read as healthy demand to you, or does it also mean less spare liquidity if you show up wanting to borrow right now? đ€ And does rank #36 out of 464 feel further along or earlier-stage than you expected for this much daily activity?
@TermMax #TermMax
Pulled TermMax's actual numbers instead of trusting the vibes on the timeline. đ Here's what the data says as of this week.
TVL: sitting in the $30â40M range depending on the exact snapshot, up from zero at launch in April 2025. đ Active loans: ~$29.49M outstanding. đŠ Daily active users: 17K, per TermMax's own reporting. đ„ Deployed markets: 100+ across every supported chain. đ
Do the one calculation nobody posts: active loans Ă· TVL. At roughly $29.49M borrowed against ~$34.1M TVL, that's close to 86% utilization. 𧟠A lot of established lending markets run 40â60% utilization â spare liquidity sitting idle is normal. 86% is not idle capital; that's a market where most of what's deposited is actually being used.
On DefiLlama, TermMax ranks #36 out of 464 tracked lending protocols, in a category worth $40.148B combined â meaning TermMax is roughly 0.1% of the entire lending category by TVL. đ Small fish, high-utilization fish.
Does 86% utilization read as healthy demand to you, or does it also mean less spare liquidity if you show up wanting to borrow right now? đ€ And does rank #36 out of 464 feel further along or earlier-stage than you expected for this much daily activity?
@TermMax #TermMax
