Japan's FSA is now watching 50-year mortgages like a hawk.
With housing prices through the roof, regulators are concerned people are overleveraging via ultra-long loans and dual-income "pair loans" — borrowing way beyond actual repayment capacity.
Translation: The system is cracking. When you need half a century to pay off a house, that's not a mortgage — it's generational debt.
This is exactly why decentralized alternatives and tokenized real estate are gaining traction. TradFi is showing its limits in real-time.
Watch how this plays out — could be a macro tailwind for crypto-native credit protocols and RWA narratives.
With housing prices through the roof, regulators are concerned people are overleveraging via ultra-long loans and dual-income "pair loans" — borrowing way beyond actual repayment capacity.
Translation: The system is cracking. When you need half a century to pay off a house, that's not a mortgage — it's generational debt.
This is exactly why decentralized alternatives and tokenized real estate are gaining traction. TradFi is showing its limits in real-time.
Watch how this plays out — could be a macro tailwind for crypto-native credit protocols and RWA narratives.
