What if borrowing in DeFi didn’t mean guessing your interest rate?
That’s the idea behind TermMax.
With traditional DeFi lending, rates can move constantly.
TermMax uses fixed-rate + fixed-term borrowing instead.
You choose:
→ how much you want to borrow
→ the collateral
→ the fixed rate
→ the maturity date
And that rate is locked in.
No surprise APR spike halfway through the position.
There’s another interesting part:
Borrowers can issue FTs against their collateral and sell them at a discount to receive liquidity immediately.
The debt is then settled at maturity — or, depending on market conditions, FTs can be bought back to repay the position.
So TermMax isn't just trying to make borrowing easier.
It's bringing something traditional markets have had for decades — predictability — into DeFi.
Would you prefer a fixed 8% rate you can plan around, or a floating 5% that could become 15%? 👀
#termmax @TermMax
That’s the idea behind TermMax.
With traditional DeFi lending, rates can move constantly.
TermMax uses fixed-rate + fixed-term borrowing instead.
You choose:
→ how much you want to borrow
→ the collateral
→ the fixed rate
→ the maturity date
And that rate is locked in.
No surprise APR spike halfway through the position.
There’s another interesting part:
Borrowers can issue FTs against their collateral and sell them at a discount to receive liquidity immediately.
The debt is then settled at maturity — or, depending on market conditions, FTs can be bought back to repay the position.
So TermMax isn't just trying to make borrowing easier.
It's bringing something traditional markets have had for decades — predictability — into DeFi.
Would you prefer a fixed 8% rate you can plan around, or a floating 5% that could become 15%? 👀
#termmax @TermMax