Crypto Breaking

JPMorgan Expresses Caution Over Stablecoins Amid Regulatory Concerns

During its recent fourth-quarter earnings call, JPMorgan Chase highlighted the evolving landscape of stablecoins, emphasizing both technological promise and potential risks to the traditional banking system. Bank executives voiced cautious support for blockchain innovations while warning against certain stablecoin designs that could undermine regulatory safeguards.

Key Takeaways

JPMorgan aligns with regulatory efforts to establish guardrails around stablecoin issuance, supporting the GENIUS Act.

Chief Financial Officer Jeremy Barnum warned against interest-bearing stablecoins that mimic traditional banking without proper oversight.

The bank advocates for a controlled evolution in digital asset adoption, emphasizing the importance of regulatory protections.

Lawmakers are scrutinizing stablecoin rewards, aiming to prevent stablecoins from functioning as unregulated bank deposits.

Tickers mentioned: None

Sentiment: Cautiously optimistic with regulatory caution

Price impact: Neutral, as the discussion underpins ongoing regulatory developments rather than immediate market moves

Trading idea (Not Financial Advice): Hold, given the regulatory uncertainties surrounding stablecoins

Market context: The developments reflect broader regulatory focus on digital assets as mainstream adoption grows

JPMorgan Weighs In on Stablecoin Risks and Regulation

At JPMorgan Chase, executives discussed the implications of stablecoins during their earnings call, emphasizing the importance of safeguarding the financial ecosystem. Jeremy Barnum, CFO of JPMorgan, commented that the bank supports innovation but remains opposed to the creation of a parallel banking system that operates outside established oversight. He expressed concern over interest-bearing stablecoins that resemble deposit accounts but lack the prudential safeguards developed through decades of banking regulation.

Source: Radar w Archie

While JPMorgan welcomes technological competition and innovation in the digital asset space, it insists on the importance of regulation to prevent the emergence of a “parallel banking system” that could threaten financial stability. This stance echoes concerns from the broader banking industry, which perceives yield-bearing stablecoins as a disruptive threat. These tokens have gained traction as tools for fast, cost-efficient payments, on-chain settlement, and dollar access, but the prospect of earning interest on them raises regulatory alarms.

Regulatory Focus on Stablecoin Rewards

Meanwhile, U.S. lawmakers are actively examining stablecoin rewards within recent legislative proposals. The draft of the Digital Asset Market Clarity Act proposes prohibiting service providers from paying interest or yield solely based on stablecoin holdings, aiming to prevent these tokens from functioning as deposit instruments. However, it allows for incentives tied to broader participation activities, such as liquidity provision, governance, and staking, rather than passive income streams.

Source: US Senate Banking Committee

This legislative effort underscores ongoing efforts by regulators to balance innovation with financial stability, ensuring that stablecoins serve their intended purpose without resembling unregulated banking products. The debate is a key aspect of broader regulatory discussions that will shape the future trajectory of digital assets in the United States and beyond.

This article was originally published as JPMorgan CFO Warns Yield Stablecoins Pose Risk to Banking Stability on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Introduction

2025 proved to be a challenging year for cryptocurrency investors, revealing significant shifts in market dynamics. The traditional four-year Bitcoin cycle exhibited signs of weakening, with liquidity increasingly concentrated in a handful of large-cap assets. Experts suggest that these changes could impact the market’s trajectory heading into 2026, although optimism remains cautious amid broader macroeconomic uncertainties.

Key Takeaways

Market liquidity shifted from broad altcoin rallies to large-cap assets, driven largely by institutional inflows and ETF investments.

The historically observed pattern of “recycling” gains across Bitcoin, Ether, and altcoins has broken down, indicating a possible structural change.

Market breadth narrowed substantially, with altcoin rallies averaging only about 20 days—far shorter than previous years.

Future market recovery hinges on factors such as ETF expansion beyond Bitcoin and Ether, strong asset performance, or renewed retail investor interest.

Tickers mentioned: Bitcoin, Ether

Sentiment: Cautiously Bearish

Price impact: Negative—market conditions indicate reduced broad-based participation, leading to subdued rallies.

Trading idea (Not Financial Advice): Hold—waiting for signs of broader institutional adoption or macroeconomic shifts before increasing exposure.

Market Context

The evolving landscape reflects broader macroeconomic influences, including potential Federal Reserve rate cuts, which could create a more conducive risk environment for crypto participation in 2026.

Analysis

2025’s market environment marked a departure from past cycles, with the long-standing pattern of reinvestment and rotation between Bitcoin, Ether, and altcoins breaking down. According to a recent review by Wintermute, liquidity now predominantly resides in a handful of large-cap assets, driven primarily by ETF inflows and institutional mandates. This shift has resulted in narrower market breadth, with altcoin rallies significantly shorter and less pervasive than in previous cycles.

Market analysts suggest that for a broader recovery in 2026, at least one of three conditions must be met: expansion of ETF mandates beyond Bitcoin and Ether to include other assets, strong performance from major cryptocurrencies capable of generating a broad wealth effect, or a resurgence of retail investor interest. Currently, retail activity appears limited, as many investors prefer high-growth sectors like artificial intelligence, space exploration, and quantum computing, which have outperformed crypto in recent years.

Furthermore, macroeconomic factors will play a crucial role. Industry observers point to the potential for US Federal Reserve rate cuts—expected to be around two this year—as a key driver for renewed crypto participation. Lower interest rates could enhance risk appetite, sparking increased institutional and retail engagement.

In sum, the crypto market’s future in 2026 remains uncertain, with structural changes evident but contingent on macroeconomic trends and evolving institutional strategies. While the traditional cycle appears to be less reliable, the landscape continues to evolve rapidly, demanding close vigilance from investors.

This article was originally published as Why Bitcoin’s Four-Year Cycle Failed — What’s Next for Cryptocurrency? on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Polygon Labs Announces Strategic Acquisition of Coinme and Sequence to Expand Its Stablecoin Payment Infrastructure

Polygon Labs has unveiled significant acquisitions of US-based crypto payments firm Coinme and wallet infrastructure provider Sequence, in deals exceeding $250 million. These moves aim to bolster Polygon’s presence in the evolving stablecoin payments sector, integrating regulated money movement and cross-chain transaction capabilities into a unified platform.

Key Takeaways

Polygon’s acquisitions provide access to Coinme’s extensive network of US money-transmitter licenses and over 50,000 retail cash-to-crypto kiosks and ATMs.

The integration of Sequence enhances user experience through embedded wallets and cross-chain payment solutions, facilitating seamless transactions across multiple blockchains.

These developments form the backbone of Polygon’s “Open Money Stack,” designed to unify blockchain rails with regulated fiat movement and wallet infrastructure.

The moves come amid intensifying competition in the US stablecoin payment infrastructure landscape, with established players and new entrants vying for dominance.

Tickers mentioned: N/A

Sentiment: Optimistic about expanding blockchain-enabled payments infrastructure

Price impact: Neutral, as market reactions await further details on integration and adoption

Market context: As regulatory clarity around stablecoins improves in the US, industry players focus on building compliant, scalable on-ramps for digital dollar transactions

Polygon Labs’ recent acquisitions aim to integrate Coinme’s widespread licensing footprint with Sequence’s wallet and cross-chain technology—an effort to create a comprehensive and regulated payments platform for digital assets. Coinme, which operates more than 50,000 retail kiosks and ATMs across the United States, offers a broad network for fiat-to-crypto conversions, making it a strategic asset for Polygon’s expansion into onchain payments.

Co-founder Marc Boiron indicated that these ventures are foundational to the company’s vision of a fully integrated stablecoin payment ecosystem. In an interview on Cointelegraph’s Chain Reaction podcast, he emphasized: “Ultimately, we become a regulated payments platform. Our goal is to provide a complete, vertically integrated stack that enables anyone to transfer stablecoins globally with ease.”

The combined capabilities are expected to streamline cross-chain transactions and reduce user friction through embedded wallets and orchestration layers, simplifying processes such as bridging, token swaps, and gas management. This positions Polygon to support enterprises experimenting with blockchain-based payments and stablecoins as the industry matures.

Polygon’s move comes amid a broader industry push, with traditional payment giants like Visa and Mastercard increasingly involved in stablecoin interoperability. Companies like Circle have forged partnerships with Mastercard to facilitate USD Coin and Euro Coin transactions across regions, while PayPal continues expanding its stablecoin ecosystem beyond Ethereum to other blockchains.

Meanwhile, Rain, a US-based stablecoin infrastructure provider and Visa principal member, recently raised $250 million in Series C funding led by ICONIQ, to support global expansion efforts. These developments underscore the shifting landscape, as traditional payment networks and crypto firms alike compete to establish scalable, compliant stablecoin payment solutions.

This article was originally published as Polygon Secures $250M in Coinme & Sequence Deal to Boost US Payments on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Key Insights

ADA holds near $0.39 as short-term buying appears but lacks strong follow-through

Low trading volume limits upside and keeps the broader downtrend intact

A break above resistance remains critical for any sustained recovery

Cardano Price remains mixed as ADA trades near $0.39 after a brief rebound. The price shows limited upside momentum, while sellers still dominate the broader structure. Therefore, Cardano Price Prediction reflects short-term stability but continued pressure from recent declines.

Short-Term Price Action Shows Limited Strength

Cardano trades near $0.393, and buyers support price action after recent pullbacks. The rebound signals modest demand, yet momentum stays weak and uneven across sessions. As a result, Cardano Price Prediction highlights fragile gains without strong confirmation.

Daily candles show small advances, and volatility remains contained within a narrow range. This pattern suggests market participation remains low, and conviction stays muted. Thus, Cardano Price Prediction points to consolidation rather than trend reversal.

These PERP apes really wants to make this an obvious fade. Want to see Spot soldiers take over here for the 93.5k breakout. Don’t really see many reasons to not trust it, if it comes, as MS + momentum is a bit different this time. But currently, I’m not too sure we get it, yet.… pic.twitter.com/KcYvOaz82N

— chris (@chrisgrx_) January 13, 2026

Trading volume remains below recent averages, and breakouts fail to attract follow-through. Price reactions near $0.39 show interest, but resistance caps upward movement. Consequently, Cardano Price Prediction signals a temporary bounce rather than sustained recovery.

Broader Trend Remains Under Pressure

Cardano price structure reflects a broader downtrend formed after repeated lower highs. Recent losses continue to weigh on sentiment, despite short-term stabilization. Accordingly, Cardano Price Prediction favors sellers until key resistance levels break.

Technical indicators show momentum remains subdued across multiple timeframes. Moving averages slope downward, and price trades below several trend markers. Hence, Cardano Price Prediction maintains a bearish bias within the prevailing market structure.

Resistance appears near the $0.41 to $0.43 zone, where selling previously intensified. Price must clear this area to alter the broader technical outlook. Until then, Cardano Price Prediction suggests downside risks remain active.

Market Context and Network Background

Cardano operates as a proof-of-stake blockchain focused on scalability and research-based development. The network supports smart contracts, decentralized applications, and governance features. Despite strong fundamentals, Cardano Price Prediction often reflects wider market cycles.

Broader digital asset conditions influence ADA performance, including liquidity trends and risk sentiment. Periods of reduced participation often limit recovery attempts across alternative assets. Therefore, Cardano Price Prediction aligns with general market softness rather than isolated weakness.

Development activity continues across the Cardano ecosystem, supporting long-term network relevance. However, price action currently responds more to technical conditions than upgrades. As such, Cardano Price Prediction remains tied to market structure and volume behavior.

Outlook Hinges on Volume and Resistance Levels

Sustained recovery requires stronger participation and decisive movement above resistance. Without increased volume, rallies may struggle to extend beyond short-term bounces. Thus, Cardano Price Prediction stays cautious in direction but firm in trend assessment.

Support near $0.38 remains important for maintaining current stability. A breakdown below this level could reopen recent lows and renew selling pressure. Cardano Price Prediction emphasizes defense of support as a key factor.

In summary, ADA holds near $0.39, yet bears still control the broader direction. Short-term gains lack strength, while structural resistance limits upside progress. Cardano Price Prediction reflects balance near support but dominance from sellers.

This article was originally published as Cardano Price Prediction: ADA Struggles Near $0.39 as Resistance Caps Gains on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Bitcoin Approaches $93,000 Amid Optimism Spurred by US Inflation Data

Bitcoin has rallied close to the $93,000 mark, buoyed by recent US inflation data that suggests a cooler-than-expected rise in consumer prices. Markets responded positively to the release, with stock indices climbing and traders reassessing risks. The cryptocurrency’s movement reflects a broader investor confidence fueled by the latest economic indicators and the ongoing positioning of Federal Reserve policies.

Key Takeaways

Bitcoin nears $93,000 following a 1.5% rise, aided by favorable US inflation figures.

The S&P 500 hits new record highs despite political tensions involving US President Donald Trump and Federal Reserve Chair Jerome Powell.

Market analysts warn that Bitcoin’s current trading range may be short-lived, with significant resistance levels ahead.

Bitcoin’s price action is sensitive to macroeconomic developments, especially related to US monetary policy and inflation trends.

Tickers mentioned: Bitcoin, S&P 500

Sentiment: Bullish

Price impact: Positive. The release of lower-than-expected inflation data emboldened investors, positively impacting both equities and cryptocurrencies.

Trading idea (Not Financial Advice): Hold. The recent upward momentum could face resistance at key levels, warranting caution.

Market context: Stabilizing inflation figures are fueling optimism across markets, potentially signaling a continuation of bullish trends in risk assets.

Market reaction to US inflation data and Federal Reserve outlook

New data from TradingView shows Bitcoin gaining approximately 1.5% as the December Consumer Price Index (CPI) reports a year-over-year increase of 2.7%, matching expert forecasts. Core CPI also came in slightly below expectations at 2.6%, down 0.1% from forecasts, according to the Bureau of Labor Statistics (BLS). This indicates that inflation pressures remain contained, reinforcing expectations of a steady monetary policy stance by the Federal Reserve.

Following the CPI release, stock markets shot upward, with the S&P 500 hitting record highs, reflecting investor optimism. A tweet from The Kobeissi Letter highlighted that both headline and core CPI inflation remained flat in December, reinforcing the narrative that inflationary pressures are easing. However, political tensions continue to simmer. President Donald Trump called for additional rate cuts, and amidst ongoing debates over tariffs and trade policies, some analysts caution that the current trading range may not hold long-term.

Fed target rate probabilities for Jan. 28 FOMC meeting. Source: CME Group FedWatch Tool

As traders eye higher resistance levels around $94,000, some indicate that the current consolidation is likely to break. Voluminous liquidations have surged, with almost $170 million in cross-crypto liquidations over the past 24 hours, reinforcing the view that the recent price stability is due to accumulated liquidity at current levels. Analyst Exitpump pointed out that the resistance zone near the 94,000 mark is formidable, with VWAP (volume-weighted average price) trendlines hinting at potential rejection points. Meanwhile, traders remain cautious, with liquidity metrics suggesting that the recent sideways trading may give way to a decisive move in the near term.

Given the macroeconomic backdrop, Bitcoin’s recent rally remains closely tied to inflation and monetary policy developments, highlighting its role as a hedge amid a complex economic landscape. However, the bounded trading range indicates prudence among traders awaiting clearer directional signals.

This article was originally published as Bitcoin Rises 1.5% as Risk Assets Soar on US CPI News on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Layer-2 Network ZKsync Unveils 2026 Roadmap Focused on Privacy, Control, and Interoperability

Leading Layer-2 scaling solution ZKsync has revealed its strategic roadmap for 2026, emphasizing enhanced privacy, deterministic control, and native interoperability to facilitate widespread institutional adoption within the decentralized finance ecosystem. The plan signals a transition from foundational development to real-world application deployment, aligning with improving regulatory climates worldwide.

Key Takeaways

Prioritizes privacy and control at the core of its infrastructure, with privacy feature ingrained as a default.

Builds on infrastructure components introduced in 2025, such as Atlas, Prividium, and Airbender, designed for traditional financial entities.

Envisions evolving its ZK Stack into an orchestrated network of interconnected public and private chains.

Focuses on native cross-chain connectivity to enable seamless liquidity sharing across Ethereum and ZK chains without external bridges.

Tickers mentioned: None

Sentiment: Optimistic

Price impact: Neutral — The roadmap aims to mature the network’s infrastructure for broader institutional use, which could stabilize or positively influence the market if successfully implemented.

Trading idea (Not Financial Advice): Hold — Given the technical advancements and strategic focus, it may be prudent to observe how market participants respond before adjusting positions.

Market context: As regulatory clarity improves, infrastructure upgrades like these are vital for mainstream adoption and institutional integration into crypto ecosystems.

In its latest strategic outline, ZKsync laid out a comprehensive vision for its evolution through 2026, underscoring privacy and control as the foundational pillars necessary for enterprise-level applications. CEO Alex Gluchowski highlighted that privacy should no longer be viewed as an optional feature but as a default layer for institutional workflows, including identity management, transactions, compliance, and auditing.

The company’s privacy-focused execution environment, Prividium, aims to enable institutions to execute encrypted transactions without revealing sensitive data such as balances, counterparties, or decision-making processes. This approach seeks to address longstanding concerns in traditional finance about confidentiality and regulatory compliance, bridging gaps for crypto-enterprise integration.

Beyond privacy, ZKsync emphasizes operational control, including performance isolation and deterministic access, which are critical in high-stakes financial operations—such as margin calls under market stress—where unrelated activity should not disrupt core processes.

The roadmap also charts a transition towards a more interconnected ecosystem. The current ZK Stack will evolve into an orchestrated network, facilitating native cross-chain communication and liquidity sharing across Ethereum and other ZK-based networks—eliminating the need for external bridges. These developments aim to scale up institutional uses, with partnerships initiated in 2025 progressing toward real deployment, potentially impacting millions of users and transforming experimental pilots into widespread industry applications.

This article was originally published as ZKsync Centers: Your Privacy & Control Future in 2026 Institutional Roadmap on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Bitwise is awaiting a key regulatory decision from the US Securities and Exchange Commission on eleven proposed altcoin exchange traded funds, with a final ruling expected by mid-March 2026. The filings arrive at a time of mixed signals across the broader crypto market, as investors closely monitor regulatory developments.

Bitcoin is currently trading above $91,000, while Ethereum remains above $3,100. Despite these strong price levels, overall crypto market capitalization dipped slightly over the past 24 hours, reflecting a cautious stance among investors awaiting regulatory clarity. Trading volumes remained stable across major exchanges. Meanwhile, institutional interest continues to show resilience. On January 12, Bitcoin spot ETFs recorded net inflows of approximately $170 million. Ethereum spot ETFs also posted positive inflows, alongside renewed capital allocations into Solana and XRP-related products. Together, these flows have helped sustain growing institutional attention toward altcoins.

Bitwise plans for each ETF to combine direct ownership of the underlying tokens with exposure through exchange traded products and derivatives, aiming to closely track the performance of selected digital assets. Under the proposed structure, up to 60 percent of fund assets would be held directly in cryptocurrencies, with the remaining portion allocated to regulated financial instruments. This approach is designed to balance liquidity, compliance, and cost efficiency for investors.

The firm intends to operate these products under updated SEC listing principles that streamline the approval process and reduce repetitive filings for similar crypto-based ETFs. This framework allows issuers to submit multiple ETF applications simultaneously, shortening review timelines and improving regulatory efficiency. By filing all eleven funds together, Bitwise is positioning itself early to capture market share and access liquidity should approvals be granted.

The proposed lineup includes a mix of established and emerging blockchain networks. Well-known protocols such as Uniswap, Aave, and Tron sit alongside newer or evolving ecosystems like Sui, NEAR, and Zcash. The selection reflects an effort to gain exposure across decentralized finance infrastructure and next-generation layer one networks. According to the filing, asset inclusion is based on global liquidity, trading history, and market depth.

If approved, these ETFs would offer institutional investors regulated access to a broad range of altcoins through familiar investment vehicles. This would allow portfolio managers to integrate altcoin exposure using standard custodial frameworks, compliance systems, and reporting identifiers, without relying on offshore platforms or bespoke investment mandates. Such access could support broader adoption of altcoins within multi-asset portfolios, including those managed by pension funds and other long-term institutional investors.

Decision Date Outlook

The SEC’s review period is scheduled to conclude on March 16, 2026, with no extensions or procedural delays currently anticipated. The outcome is expected to serve as a key signal of the regulator’s stance toward diversified altcoin ETF products under the evolving regulatory framework. Market participants are closely watching the decision, as it could significantly influence the pace and scope of ETF launches across US markets throughout 2026.

This article was originally published as Bitwise Awaits SEC Decision on Eleven Altcoin ETFs on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Nigeria Implements Identity-Based Crypto Oversight in Corporate Tax Reform

Nigeria has introduced a significant overhaul to its cryptocurrency regulatory approach, shifting from technology surveillance to an emphasis on tax and identity systems. Starting January 1, the country mandated that crypto service providers disclose user identities through linking transactions to Tax Identification Numbers (TINs) and, where applicable, National Identification Numbers (NINs), as part of a comprehensive tax reform embedded within the Nigeria Tax Administration Act (NTAA) 2025. This strategy aims to enhance oversight without deploying costly blockchain analytics by integrating the crypto sector into the country’s formal tax reporting framework.

Under the new regulations, virtual asset service providers (VASPs) are required to submit regular reports detailing the nature, volume, and value of transactions. These reports must include customer identification information—such as names, contact details, and tax IDs—including NINs for individual users. Authorities can also request additional data and require long-term retention of records, extending existing anti-money laundering (AML) reporting obligations to include cryptocurrency transactions.

By connecting compliance with established tax and identity systems, Nigeria intends to make crypto activities more traceable and align enforcement efforts with traditional financial regulations.

The legislation addresses enforcement gaps identified since Nigeria introduced a crypto tax on profits in 2022, which faced compliance challenges due to the difficulty in linking trades with identifiable taxpayers. Mandating the use of TINs and NINs aims to facilitate the identification and tracking of taxable activities within the crypto ecosystem.

The adoption of this approach reflects a broader international shift toward identity-based crypto reporting, exemplified by Nigeria’s alignment with the Organization for Economic Cooperation and Development’s (OECD) Crypto-Asset Reporting Framework (CARF), which was also implemented on January 1. Nigeria is among a second wave of countries committed to adopting the global reporting standards by 2028, signaling its intent to be part of an emerging cross-border transparency network.

As nations refine their regulatory frameworks, Nigeria’s strategy highlights a pragmatic move to harness existing tax and identity infrastructures for crypto oversight, potentially setting a precedent for other jurisdictions seeking effective yet cost-efficient compliance mechanisms in the evolving digital asset landscape.

This article was originally published as Nigeria Uses Tax IDs to Track Crypto Transactions Without Onchain Monitoring on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

CV5 Capital helps managers streamline this journey through their regulated umbrella, operational infrastructure, and deep governance expertise. Below are the main areas of consideration every manager should evaluate before deciding to set up a hedge fund.

1. Investment Strategy and Differentiation

Managers must clearly define:
• Core strategy (e.g., market-neutral, quant, macro, long/short, credit, digital assets)
• Edge or competitive advantage
• Target risk/return profile
• Volatility tolerance and liquidity parameters

Investors increasingly demand clarity and conviction in a manager’s strategy. A well-articulated investment philosophy forms the foundation for everything that follows, including service-provider selection, share-class design, and risk management.

2. Fund Structure and Jurisdiction

Selecting the appropriate structure is critical for tax efficiency, regulatory compliance, and investor access. Key decisions include:
• Cayman segregated portfolio company (SPC) vs standalone fund
• Open-ended vs closed-ended structure
• Master-feeder, mini-master, or single-fund setup
• Investor requirements (U.S., EU, Asian, offshore)

CV5 Capital’s regulated umbrella (CV5 SPC and CV5 Digital SPC) allows managers to launch quickly with a pre-approved structure, avoiding the complexity and cost of building an entire fund architecture from scratch.

3. Regulatory Obligations

Managers must understand:
• Cayman Mutual Funds Act or Private Funds Act registration
• Global regulatory touchpoints (SEC, FCA, ESMA, MAS, SFC)
• Anti-Money Laundering (AML), FATCA/CRS, and beneficial-ownership requirements
• Valuation, governance, and risk-management standards

A strong regulatory framework builds investor trust and protects the manager from operational risk. CV5 Capital provides the governance, AML, and compliance infrastructure required to meet these obligations from day one.

4. Economic Terms and Share Classes

The fund’s commercial terms shape investor onboarding and long-term alignment. Managers should consider:
• Management and performance fee structure
• Hurdles, high-water marks, and crystallization schedules
• Lock-ups, redemption windows, and gates
• Founders share classes for early investors
• Series accounting vs equalization

Most institutional launches now include multiple share classes, enabling differentiated pricing while maintaining operational simplicity.

5. Service Provider Selection

High-quality service providers are essential for investor confidence. Key roles include:
• Fund Administrator (NAV calculation, KYC, reporting)
• Custodian or Prime Broker
• Auditor & Legal Counsel
• Independent Directors and AML Officers
• Banking and cash-management partners

CV5 Capital maintains established relationships with leading global institutions such as Morgan Stanley, Goldman Sachs, Citi, Northern Trust, SS&C, Interactive Brokers, providing ready-made access to institutional-grade partners.

6. Operational Infrastructure

Beyond portfolio management, a hedge fund must demonstrate robust operational capabilities:
• Trading controls
• Counterparty onboarding
• Order execution policies
• Portfolio and risk management systems
• Cybersecurity and data protection
• Investor onboarding workflows

For many managers, building this infrastructure independently is costly and time-consuming. CV5 Capital solves this through a ready-to-use operational framework under our regulated umbrella.

7. Governance and Oversight

Institutional investors expect a formal governance framework, including:
• Independent directors
• Documented investment and risk policies
• Board meetings and reporting cycles
• Conflicts of interest policy
• Oversight of valuations and service providers

CV5 Capital provides full governance oversight, ensuring the fund operates to global institutional standards.

8. Speed to Market and Cost Efficiency

Launching a standalone Cayman fund typically takes 3–4 months and significant upfront legal and regulatory cost.
Launching under CV5 Digital SPC drastically shortens timelines to 4–6 weeks, with far lower formation costs and predictable annual expenses.

This allows managers to:
• Enter the market quickly
• Focus on capital raising
• Leverage institutional infrastructure from day one
• Avoid the operational drag of a bespoke setup

9. Capital Raising Strategy

Before launch, managers should define:
• Target investor base (HNW, family offices, funds of funds, institutional allocators)
• Minimum viable AUM
• Seed investor terms
• Marketing approach under global private-placement rules
• Track record presentation and data room preparation

Investors increasingly seek managers operating under a regulated, well-governed platform, which is precisely what CV5 Capital delivers.

Conclusion: Launching With Confidence

Setting up a hedge fund requires balancing investment vision with regulatory, operational, and governance discipline. The most successful managers are those who partner with a platform that allows them to focus on alpha generation while relying on institutional infrastructure for everything else.

CV5 Capital, is currently launching a cohort of new hedge funds for traditional and quantitative asset managers for January 1st, 2026, covering a range of strategies, from market-neutral digital assets to multi-asset quant macro funds.

If you’re considering launching a hedge fund, CV5 Capital provides the fastest, most efficient, and most institutional path to market.

This article was originally published as Before You Launch: The Key Considerations When Setting Up a Hedge Fund on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

US Crypto Policy Innovation: Advocates Push for Clear Regulations and Developer Protections

The Solana Policy Institute has urged the U.S. Securities and Exchange Commission (SEC) to differentiate between centralized crypto exchanges and non-custodial decentralized finance (DeFi) software. The nonprofit emphasizes that developers creating and publishing non-custodial code should not be classified as intermediaries, advocating for balanced regulation that fosters innovation without compromising security or legality.

Key Takeaways

Advocates call for regulatory clarity distinguishing between non-custodial DeFi protocols and centralized exchanges.

The Institute argues that applying traditional securities laws to DeFi code risks stifling innovation and pushing activity offshore.

Authorities are encouraged to adopt a custody-and-control-based framework to clarify legal liabilities.

Legislation proposals aim to shield developers from legal liabilities associated with blockchain code and activity.

Tickers mentioned: None

Sentiment: Supportive of clear, innovation-friendly regulation

Price impact: Neutral, as policy shifts aim to shape legal frameworks and clarify developer liabilities

Trading idea (Not Financial Advice): Hold — regulatory clarity could stabilize the sector in the long term.

Market context: The ongoing regulatory discussions reflect broader efforts to refine crypto governance amidst increasing adoption and innovation.

Detailed Overview

The Solana Policy Institute’s recent letter to the SEC underscores the importance of nuanced regulation within the rapidly evolving blockchain space. It advocates for the agency to distinguish between centralized exchanges, which custody assets and facilitate transactions, and non-custodial DeFi operations that execute code without controlling user funds. According to the institute, treating developers of non-custodial protocols as intermediaries under existing securities laws, such as the Exchange Act 3b-16, would be inappropriate and potentially restrictive.

“Transactions that take place via a smart contract protocol are not the regulatory equivalent of trading on an exchange or ATS and should not be treated as such.”

The proposal calls for issuing guidance that clearly delineates software tools from entities with custody or control, encouraging a framework that considers custody and control as primary regulatory factors. This shift aims to prevent overreach, support innovation, and prevent the mass migration of blockchain activity offshore to unregulated environments. The concern is that improper laws could undermine the US’s competitiveness in blockchain development.

The letter also highlights recent legal cases, such as the prosecution of Tornado Cash co-founders, Roman Storm and Alexey Pertsev, who operated a non-custodial privacy protocol but faced charges for alleged money laundering. These cases illustrate the complex legal landscape that developers navigate and reinforce the need for clear, supportive policy frameworks that encourage responsible innovation while clarifying liabilities.

Legislative Efforts for Developer Protections

In parallel, U.S. Senators Cynthia Lummis and Ron Wyden introduced the Blockchain Regulatory Certainty Act, aiming to shield blockchain developers who do not hold or control user funds from federal and state money transfer regulations. Senator Lummis emphasized that developers maintaining open-source networks should not be automatically classified as money transmitters, highlighting the importance of legal clarity for fostering sustainable development in the blockchain space.

The legislation is part of broader efforts, including the forthcoming crypto market structure bill known as the CLARITY Act. Although the Senate Agriculture Committee delayed its markup until late January to gather wider bipartisan support, the reforms signal a clear move toward creating a balanced, innovation-friendly regulatory environment for the burgeoning crypto ecosystem.

This article was originally published as Solana Policy Institute Calls on SEC to Safeguard DeFi Developers from Overly Strict Regulations on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

This news release constitutes a “designated news release” for the purposes of the Company’s prospectus supplement dated November 25, 2025 to its short form base shelf prospectus dated October 31, 2025.

San Antonio, Texas – January 13, 2026- HIVE Digital Technologies Ltd. (TSXV: HIVE) (NASDAQ: HIVE) (FSE: YO0) (BVC: HIVECO) (the “Company” or “HIVE”), a diversified global digital infrastructure company headquartered in San Antonio, Texas, today announced its expansion into Paraguay through a strategic joint venture with Paraguay’s leading telecommunications operator.

Through this partnership, HIVE is launching one of the first purpose-built artificial intelligence BUZZ Cloud platforms in Paraguay, located in Asunción and hosted within a Tier III data center operated by the leading telecom provider in Paraguay. The platform is designed to deliver high-performance computing (“HPC”) and AI infrastructure intended to serve academic and research institutions, enterprises, financial services firms, and healthcare providers across Paraguay and the broader South American region.

The initial deployment is expected to commence in the first quarter of 2026 and is planned to begin with an enterprise-grade GPU cluster designed to support AI training, inference, and data-intensive workloads. The platform is intended to scale over time in response to customer demand and subject to capital availability, leveraging Paraguay’s renewable hydroelectric power, harnessing Paraguay’s largest telecommunications operator’s national fiber network, and enterprise-grade data center operations.

This expansion builds on HIVE’s existing digital infrastructure presence in Paraguay, where the Company has developed and operated Tier I data centers and associated electrical substations supported by access to renewable hydroelectric energy at scale. HIVE views Bitcoin mining as a means of building Tier I data center infrastructure and substations that monetize surplus or stranded electricity, converting energy into economic value. In this framework, each Bitcoin represents a bundle of energy, a concept that has also been articulated by technology leaders such as Elon Musk and Jensen Huang in their discussions of Bitcoin as a form of monetized economic work. The infrastructure required to produce it can serve as a foundational base layer for more advanced digital compute applications, including AI and high-performance computing hosted in Tier III data centers.

HIVE’s strategy in Paraguay is anchored in a long-term, multi-year vision to evolve energy-led digital infrastructure into scalable AI and data center capacity. The Company believes the growth of the AI-driven digital economy depends on reliable electricity and high-capacity dark fiber connectivity capable of supporting secure, low-latency data movement. While Tier III data centers capable of hosting GPU-intensive workloads require significantly higher capital investment, HIVE believes its phased approach-beginning with Tier I infrastructure-provides a disciplined and economically efficient pathway toward higher-tier AI-ready facilities.

Paraguay has experienced periods of strong economic expansion in recent quarters, supported by a stable government and a pro-investment policy environment. HIVE believes these conditions, combined with the country’s energy profile, provide a constructive backdrop for long-term digital infrastructure investment.

HIVE believes this progression is broadly consistent with the evolution of digital infrastructure observed in Texas, including the San Antonio to West Texas corridor, where development began with Tier I data centers anchored by energy-intensive workloads and later expanded into capital-intensive Tier III facilities capable of supporting advanced enterprise and AI workloads. The Company believes Paraguay may be at a similar early-stage point in this infrastructure development cycle, while recognizing that outcomes will depend on a range of economic and regulatory factors.

The Company expects that continued investment in AI and HPC infrastructure could support downstream economic activity, including potential increased demand for software developers, computer engineers, data scientists, electrical engineers, and other technical professionals, contributing to workforce development over time.

The expansion also reflects Paraguay’s ongoing institutional engagement with the United States. On December 15, 2025, U.S. Secretary of State Marco Rubio and Paraguayan Foreign Minister Rubén Ramírez Lezcano signed a Status of Forces Agreement (SOFA) between the United States and Paraguay in Washington, D.C. While SOFAs are a common instrument in U.S. foreign policy with countries such as Germany, Italy, and Japan, the agreement reflects continued bilateral cooperation in areas including security, stability, and law enforcement, which may support broader institutional confidence.

The launch of the BUZZ AI cloud platform is intended to support demand for accelerated computing across South America by enabling organizations to access AI infrastructure operated within a Tier III environment and powered by renewable energy. While future expansions will depend on infrastructure buildout like dark fiber, customer demand, regulatory conditions, and capital availability, HIVE believes conditions in Paraguay are favorable for long-term participation in AI and hyperscale data center development.

Frank Holmes, Executive Chairman of HIVE, said: “Paraguay has been an important operating geography for HIVE, where we have demonstrated how energy-led digital infrastructure can support long-term value creation. This progression is consistent with patterns we have observed in Texas, including around San Antonio, where infrastructure development began with Tier I data centers and later expanded into capital-intensive Tier III facilities capable of hosting advanced AI workloads. We believe Paraguay’s economic stability, supportive policy environment, and institutional relationships provide a constructive foundation for continued digital infrastructure development.”

Aydin Kilic, President and CEO of HIVE, added: “The launch of AI cloud infrastructure in Asunción represents an initial step toward enabling academia, research institutions, businesses, financial services, and healthcare organizations to access high-performance compute capacity locally. This initiative complements HIVE’s existing Tier I data center operations in Paraguay, which currently utilize approximately 300 megawatts, and which, subject to market conditions and approvals, may expand by an additional 100 megawatts in 2026.”

HIVE believes that Paraguay’s combination of renewable energy resources, stable governance, supportive policy conditions, and growing digital infrastructure positions the country as a potential long-term participant in the South American AI and high-performance computing landscape.

About HIVE Digital Technologies Ltd.

Founded in 2017, HIVE Digital Technologies Ltd. is the first publicly listed company to mine digital assets powered exclusively by green energy. Today, HIVE builds and operates next-generation blockchain and AI data centers across Canada, Sweden, and Paraguay, serving both Bitcoin and high-performance computing (HPC) clients. HIVE’s twin-turbo engine infrastructure-driven by Bitcoin mining and GPU-accelerated AI computing-delivers scalable, environmentally responsible solutions for the digital economy.

For more information, visit hivedigitaltech.com or connect with us on:

X: https://x.com/HIVEDigitalTech
YouTube: https://www.youtube.com/@HIVEDigitalTech
Instagram: https://www.instagram.com/hivedigitaltechnologies/
LinkedIn: https://linkedin.com/company/hiveblockchain

On Behalf of HIVE Digital Technologies Ltd.

“Frank Holmes”
Executive Chairman

For further information, please contact:

Nathan Fast, Director of Marketing and Branding

Frank Holmes, Executive Chairman

Aydin Kilic, President & CEO

Tel: (604) 664-1078

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this news release.

Forward-Looking Information

This news release contains forward-looking statements within the meaning of applicable securities laws. Forward-looking statements include, but are not limited to, statements regarding the timing, scale, and expansion of AI and high-performance computing infrastructure; anticipated demand; potential economic and employment impacts; future data center capacity; and energy availability. Forward-looking statements are based on management’s current expectations and assumptions and are subject to known and unknown risks and uncertainties that may cause actual results to differ materially. These risks include, but are not limited to, changes in market demand, regulatory developments, capital availability, power pricing, network connectivity, and geopolitical conditions. Readers are cautioned not to place undue reliance on these forward-looking statements.

This article was originally published as HIVE Digital Expands Into Paraguay With AI Cloud Platform on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Abu Dhabi, 13 January 2026 – Taiwan Semiconductor Manufacturing Company (TPE: 2330) is set to report its latest earnings this week, with investor expectations running high as the world’s largest contract chipmaker remains firmly at the centre of the global AI boom.

TSMC shares are already up around 8% so far in 2026, building on a rally that has seen the stock more than triple over the past three years. That surge has been driven by relentless demand for advanced chips used in AI data centres, reinforcing the company’s critical role in powering next-generation technologies.

Sam North, Market Analyst At Etoro

“Forecasts point to December-quarter revenue rising by roughly 18% year-on-year, with operating margins expected to push above 50%, the highest level in around three years,” said Sam North, Market Analyst at eToro. “While top-line growth is starting to slow, margin expansion is the key story. It shows TSMC is not just growing, but doing so profitably, despite heavy investment in new capacity.”

TSMC is currently in the midst of one of the largest investment cycles in its history, with capital expenditure expected to exceed USD 150 billion over the next three years. While the scale of that spending is significant, markets have largely welcomed the move.

“Demand for cutting-edge chips is stretching capacity, and this looks structural rather than cyclical,” North added. “That’s why scale matters. TSMC is ramping up its next-generation 2nm technology, and expectations are that this node could scale quickly and become a meaningful contributor to revenue as soon as next year.”

Beyond the headline earnings figures, investor attention is likely to focus on management guidance, particularly commentary around 2026 revenue growth, margins, and capital expenditure.

“If TSMC can show it is executing steadily while scaling advanced nodes, investors are likely to be impressed,” North said. “The bottom line is that TSMC remains one of the clearest ways investors are choosing to express long-term confidence in artificial intelligence.”

Media contacts:

etoro@golin-mena.com

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This communication is for information and education purposes only and should not be taken as investment advice, a personal recommendation, or an offer of, or solicitation to buy or sell, any financial instruments. This material has been prepared without considering any particular recipient’s investment objectives or financial situation, and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Any references to past or future performance of a financial instrument, index or a packaged investment product are not, and should not be taken as, a reliable indicator of future results. eToro makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication.

This article was originally published as TSMC Earnings in Focus as AI Demand Keeps Expectations Elevated on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

This week, the U.S. Senate will take up a critical bipartisan bill that aims to resolve the long-standing regulatory uncertainty surrounding the digital asset industry. SEC Chairman Paul Atkins has confirmed the bill’s introduction, stressing its significance in providing much-needed clarity for market participants.

The legislation is designed to end the ongoing jurisdictional disputes between the SEC and the Commodity Futures Trading Commission (CFTC). Atkins emphasized the importance of this bill in streamlining regulatory oversight, ensuring that crypto firms know which agency they answer to, and thus eliminating the ambiguity that has hindered industry growth.

Clearer Regulatory Framework for Digital Assets

The primary objective of the bill is to create a clear division of responsibilities between the SEC and the CFTC, a matter that has often left the industry in a state of confusion. According to Atkins, establishing clear jurisdictional lines is critical for fostering an environment of certainty, which he believes will pave the way for the U.S. to solidify its status as the “crypto capital of the world.”

Atkins has also highlighted the importance of the bill in aligning with the broader economic goals of the administration. He pointed out that with clear and stable rules, the U.S. will be in a stronger position to lead in the global cryptocurrency market. The SEC chair expressed his optimism about the potential positive impact of the bill, which he expects will encourage greater investor confidence in the digital asset space.

Legislative Momentum Builds for Crypto Market

The upcoming bill builds upon the foundation set by last year’s “GENIUS Act,” a law that was the first of its kind to officially recognize crypto assets. This earlier legislation provided some clarity for digital assets and stablecoins, marking an important step in the U.S. government’s efforts to regulate the crypto market.

Atkins praised the bipartisan efforts that have made this legislation possible, noting that the current bill is part of a broader commitment to create a more predictable regulatory environment. With the Senate preparing to review the bill, there is growing anticipation that this legislative effort will play a pivotal role in shaping the future of the crypto industry in the U.S.

The legislation represents a significant move toward ending years of regulatory gridlock and setting a clear path forward for crypto businesses. By ensuring certainty in the market, this bill could unlock new opportunities for innovation and investment in the sector, solidifying the U.S.’s position in the global crypto landscape.

This article was originally published as Bipartisan Crypto Bill Set to Clarify Regulatory Landscape, SEC Chair Reveals on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Charles Hoskinson, founder of Cardano, has recently highlighted the growing focus on integrating Bitcoin and XRP DeFi use cases through the Midnight protocol. This move signals Cardano’s dedication to bridging blockchain ecosystems and enhancing interoperability, aligning with Hoskinson’s earlier statements regarding the platform’s goals.

In a recent conversation, Hoskinson detailed how Cardano’s Midnight protocol would connect Bitcoin and XRP DeFi with privacy solutions. He emphasized that the upcoming protocol would serve as a bridge, enabling interaction between various blockchains while maintaining privacy at every level. According to Hoskinson, the architecture of the Midnight protocol would allow Bitcoin and XRP assets to engage in decentralized finance activities without revealing transaction data.

JUST IN: #Cardano $ADA Founder Charles Hoskinson says “we got Bitcoin DeFi coming, XRP DeFi coming, Midnight connects us to all the other blockchains, and we add privacy to all those connection points, so we have a lot to add and offer.” pic.twitter.com/2um58p5Fqv

— Angry Crypto Show (@angrycryptoshow) January 12, 2026

Privacy and Blockchain Interoperability

The key feature of Midnight is its ability to provide privacy for smart contracts, using zero-knowledge cryptography. Hoskinson noted that this could be a game-changer for Bitcoin and XRP DeFi, which currently lack privacy features. With this privacy layer, users will be able to engage in activities like lending and yield farming, without exposing their transaction history. The integration could unlock a substantial amount of liquidity tied up in privacy-conscious financial instruments.

Hoskinson views Midnight as a significant step forward in Cardano’s evolution, positioning it as a “fourth-generation” cryptocurrency. Unlike traditional Layer-1 blockchain competition, Midnight aims to provide cross-chain infrastructure. Hoskinson highlighted the long-term potential of this infrastructure for decentralized applications (dApps), particularly in sectors where privacy is paramount.

Ripple Collaboration and Future Prospects

Building on the success of Cardano’s airdrop initiatives, Hoskinson expressed interest in collaborating with Ripple, especially as Cardano continues to refine its DeFi offerings. The addition of Lace Wallet support for the altcoin further solidifies Cardano’s plans to tap into the DeFi space. This collaboration could enhance liquidity and promote greater participation in decentralized financial services across different networks.

In conclusion, the integration of Bitcoin and XRP DeFi capabilities with Cardano’s Midnight protocol represents a significant stride in the quest for privacy-enhanced blockchain interoperability. With the ongoing development of this project, Cardano aims to offer innovative solutions for the next generation of decentralized finance.

This article was originally published as Cardano’s Midnight Protocol to Integrate Bitcoin and XRP DeFi Features on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Gold prices surged to a historic high on January 12, briefly reaching $4,600 per ounce. Investors flocked to the precious metal as a safe-haven asset amid ongoing unrest in Iran and growing political tensions surrounding the U.S. Federal Reserve. Despite the sharp spike, prices later retreated slightly but still ended the week with a notable gain of more than 4%, marking a new record for gold.

The rally in gold came as tensions escalated in Iran, where protests against inflation and currency collapse entered their third week. Human rights organizations reported hundreds of deaths and thousands of arrests in the ongoing demonstrations. The unrest raised concerns of a broader security crisis in the Middle East, leading investors to seek refuge in defensive assets.

The geopolitical situation worsened further when U.S. President Donald Trump suggested military intervention if Iran continued its violent crackdown. Trump’s remarks fueled fears of escalating conflict, triggering a flight to gold as a secure investment. Spot gold reached new heights in intraday trading, with futures also hitting record levels.

Rising U.S. Federal Reserve Tensions Add to Gold’s Appeal

In addition to the Iranian unrest, market participants were also focused on the U.S. Federal Reserve’s monetary policy. As inflation concerns persist, investors are turning to traditional safe havens like gold, which has historically performed well during periods of uncertainty. The rising tensions in the Middle East, compounded by the Fed’s actions, contributed to the surge in gold prices.

This shift in investor sentiment reflects broader concerns about the potential for more global instability. As the situation in Iran continues to unfold, the demand for gold as a secure asset is expected to remain strong, with analysts predicting further gains in the short term.

Bitcoin Follows Gold’s Lead, But Struggles to Match Momentum

Meanwhile, Bitcoin’s price remained subdued compared to gold. Despite Bitcoin’s previous rally in 2025, the cryptocurrency has not matched gold’s surge. Analysts have pointed out that capital typically flows into traditional safe-haven assets like gold first, before eventually spilling into cryptocurrencies. Although Bitcoin reached highs over $126,000 in October, it has struggled to regain that momentum and is now consolidating around the $90,000 mark. A break above $94,500 would be necessary for Bitcoin bulls to regain control and push toward the $100,000 threshold.

Gold’s record-breaking rally signals heightened demand for security in uncertain times. As tensions rise globally, both precious metals and cryptocurrencies will continue to serve as key indicators of investor sentiment.

This article was originally published as Gold Reaches Record High as Iran Unrest Fuels Safe-Haven Demand on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Introduction

The first quarter of 2026 is expected to present a risk-on environment for investors, driven by clearer fiscal policies, monetary signals, and emerging investment themes. Despite positive outlooks, analysts remain cautious about Bitcoin’s short-term trajectory amid shifting cycle patterns and recent decoupling from traditional markets.

Key Takeaways

Market visibility has improved for the first time in years, fostering optimism for risk assets.

Bitcoin’s four-year cycle was disrupted in 2025, complicating short-term technical signals.

US fiscal stability and eased monetary policy are contributing to a positive macroeconomic backdrop.

Analysts and investors anticipate Bitcoin returning to six-figure prices soon, buoyed by favorable market conditions.

Tickers Mentioned:

Tickers mentioned: Bitcoin

Sentiment

Sentiment: Cautiously Bullish

Price Impact

Price impact: Positive – improved macro conditions and technical setups suggest a potential rally toward six figures.

Trading Idea (Not Financial Advice)

Trading idea (Not Financial Advice): Consider accumulation at current levels, as technical indicators and macroeconomic factors point to a bullish breakout.

Market Context

Market context: Broader macroeconomic trends and geopolitical developments are creating a favorable environment for risk assets, including cryptocurrencies.

Rewritten Article Body

Global investment management firm VanEck projects that the opening months of 2026 will be characterized by a risk-on sentiment among investors, citing increased clarity around fiscal policy, monetary direction, and key investment themes as driving factors. In its Q1 outlook, VanEck emphasized that markets are now operating with unprecedented visibility, offering participants a rare level of clarity after years of uncertainty.

However, the outlook for Bitcoin remains nuanced. The firm pointed out that the classic four-year cycle, which historically has guided Bitcoin’s price movements, appeared to break in 2025. This disruption has made short-term technical signals less reliable and led to more cautious expectations for the near term. Nonetheless, some industry executives remain optimistic about an immediate cycle of growth.

Analysts highlight that recent market behaviors reinforce this cautious optimism. Justin d’Anethan, head of research at Arctic Digital, observed that Bitcoin’s recent price action suggests the market has shed much of last year’s volatility, with indicators now flirting with oversold conditions and poised for potential upward movement. “While geopolitical tensions and US policy uncertainties persist, the overall bullish sentiment on risk assets could support a rebound in crypto prices,” he noted.

For the first half of 2026, market analysts like Tim Sun from HashKey Group anticipate a clearer trajectory. With upcoming US midterm elections and supportive fiscal and monetary policies, risk assets are expected to benefit. Sun highlighted that fiscal stimulus, accommodative monetary conditions, and favorable regulatory developments are laying the groundwork for a potential rally in Bitcoin and other cryptocurrencies.

Crypto investor Will Clemente pertinent comment underscored this view: “This environment aligns with Bitcoin’s fundamental purpose—serving as a hedge and diversifier amid rising geopolitical and economic risks.”

Meanwhile, renowned crypto analyst Michaël van de Poppe is notably bullish, predicting Bitcoin will reclaim six-figure valuations before the end of January. Observing that Bitcoin has maintained support above the 21-day moving average, he expects a breakout beyond $92,000 could push prices to $100,000 within days. As of early Tuesday in Asia, Bitcoin approached the $92,000 level after briefly dipping into the low $90,000s, signaling possible momentum for a significant upward move.

Market sentiment appears to be shifting from previous bear-market signals, with indicators suggesting a renewed risk appetite among traders and investors. As macroeconomic and geopolitical factors align, the cryptocurrency’s outlook remains cautiously optimistic, with many analysts eyeing a breakout that could push prices higher in the coming weeks.

This article was originally published as VanEck Foresees Risk-On Market in Q1 2026 Amid Stronger Fiscal Clarity on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

Congress Urged to Prioritize Consumers Over Banking Industry Myths on Stablecoin Yields

The debate over stablecoin yields continues to influence US regulatory discussions, with experts arguing that the banking sector is propagating unfounded claims to protect profits. Crypto lecturer and author Omid Malekan asserts that Congress should focus on consumer interests rather than bowing to banking industry myths, which threaten to stall vital market legislation.

Key Takeaways

Banking lobbyists claim stablecoin yields pose a risk to traditional deposits, but experts challenge this narrative, asserting it’s misleading.

Stablecoins may actually foster increased banking activity, especially through foreign demand and reserve holdings in Treasury bills.

Most US lending originates from non-bank sources, which could benefit from stablecoin adoption, rather than banks being directly threatened.

Large “money center” banks, rather than community banks, are more vulnerable to stablecoin innovations, contrary to prevailing myths.

Tickers mentioned: none

Sentiment: Neutral

Price impact: Neutral. The ongoing legislative debate impacts regulatory clarity more than immediate price movements.

Amidst regulatory deliberations, the primary concern from banking lobbies revolves around a “yield bottleneck,” the debate over who profits from the interest earned on stablecoin reserves. Banks warn that if users earn risk-free yields of approximately 5% on stablecoins, billions could shift from traditional savings accounts, potentially destabilizing community banks. However, many analysts counter these claims, emphasizing that stablecoin growth is unlikely to diminish overall bank deposits and might even bolster banking activity due to increased demand from international users and reserve holdings.

Contrary to fears of a “deposit flight,” Malekan explains that stablecoins could catalyze additional banking transactions since issuers must hold reserves in Treasury bills and bank deposits. This would, in turn, generate more banking activity rather than diminish it. Furthermore, stablecoin competition is unlikely to impact bank lending, as most US credit is extended through non-bank entities like money market funds and private credit. These sectors could benefit from the lower Treasury rates and more efficient payment systems enabled by stablecoins.

Additionally, the myth that community and regional banks are especially vulnerable is challenged by experts who point out that the larger, “money center” banks are more at risk due to their substantial profit margins. Malekan criticizes the narrative pushed by large banks and crypto startups working together to protect their interests, stating it’s an effort to shield profits at the expense of savers and economic health.

He urges Congress to prioritize innovation and consumer protections over defending highly profitable banks. “Most concerns raised by the banking industry are unsubstantiated,” Malekan asserts, emphasizing the importance of regulatory transparency. Notably, Senate-related figures and industry players like Coinbase have warned that restrictive measures could hamper stablecoin innovations, with some threatening to withdraw support for proposed legislation such as the CLARITY Act.

John Deaton recommends a book by G. Edward Griffin that critiques the Federal Reserve System, suggesting it was created in secrecy by powerful individuals. Source: John E Deaton

This article was originally published as Top 5 Stablecoin Myths Debunked by Columbia Professor on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

US President Donald Trump Pledges to Make Tech Giants Cover Power Costs Amid Rising Electricity Bills

In a bold move, former US President Donald Trump has announced plans to hold major technology companies accountable for their significant energy consumption, promising that they will bear the financial burden for their data center operations. The initiative aims to prevent American consumers from facing higher electricity bills due to the surging energy demands of the tech sector.

Trump emphasized that the rising household electricity costs—up approximately 40% over the past five years—are a concern rooted in policy decisions he attributes to Democratic leadership. Speaking on his social media platform Truth Social, he stated, “I never want Americans to pay higher electricity bills because of data centers.” He highlighted collaborations with companies like Microsoft, suggesting that these firms would implement changes starting this week to ensure their operations do not unfairly impact consumers.

“We are the ‘hottest’ country in the world, and number one in AI. Data centers are key to that boom, and keeping Americans free and secure, but the big technology companies who build them must ‘pay their own way’.”

The Growing Power Demand of Data Centers

The surge in data center infrastructure is significantly impacting US electricity demand. According to Visual Capitalist, data centers accounted for 5.2% of the nation’s total power consumption in 2025, representing 224 terawatt-hours (TWh), a 21% increase from the previous year. Projections from McKinsey & Company indicate that by 2030, power used by these facilities could approach 600 TWh, or 11.7% of US electricity consumption.

Cooling systems contribute roughly 30–40% of a data center’s energy use, while servers and IT equipment account for 40–60%. The International Energy Agency reports that electricity demand from AI-focused data centers is growing approximately 30% annually, outpacing traditional server workloads, which grow at about 9% per year.

Bitcoin Mining and Its Power Consumption

Bitcoin mining remains a highly energy-intensive activity, relying on expansive data centers to perform complex calculations. However, recent analyses challenge the narrative that it exacerbates consumer electricity bills. ESG expert Daniel Batten compared the increase in US utility costs from 2021 to 2024 with the regions hosting concentrated Bitcoin mining operations, notably Texas. His findings suggest a correlation but not causation, arguing that Bitcoin mining does not significantly impact household energy costs.

Batten cites environmental benefits linked to Bitcoin mining, including facilitating greater integration of renewable energy on grids, funding advancements in green technology, and reducing methane emissions. These claims underscore a nuanced perspective on the environmental footprint of cryptocurrency mining, which remains a hotly debated topic in the industry.

While critics argue against the environmental sustainability of mining operations, proponents highlight their potential to support renewable energy initiatives and reduce harmful emissions, positioning Bitcoin as a contributor to a greener energy future.

This article was originally published as Tech Giants Must Cover Their Own Data Center Electricity Costs on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

US CFTC Launches Innovation Committee to Regulate Emerging Technologies

The U.S. Commodity Futures Trading Commission (CFTC) has announced the formation of a new Innovation Advisory Committee aimed at guiding regulations around transformative technologies such as blockchain and artificial intelligence. This move signals the agency’s commitment to fostering responsible innovation while ensuring market integrity amid rapid technological advancements.

The new committee replaces the former Technology Advisory Committee and seeks to incorporate leading voices from the crypto industry to help shape forward-looking regulatory frameworks. CFTC Chair Mike Selig emphasized the importance of the committee advising on the “commercial, economic, and practical considerations” of emerging financial products, platforms, and models, to establish clear rules for modernized markets.

“Innovators are harnessing technologies such as artificial intelligence, blockchain, and cloud computing to modernize legacy financial systems and build entirely new ones,”

Blockchain technology continues to disrupt traditional finance by enabling faster, more transparent, and cost-efficient transactions in markets operating 24/7. Simultaneously, AI enhances data analysis processes, optimizing trading strategies and risk management. These innovations are vital components of the evolving financial ecosystem.

Source: Mike Selig

The move aligns the CFTC with the Securities and Exchange Commission (SEC), which has also adopted a more tech-forward regulatory stance to attract innovation and accommodate emerging markets.

Industry Leaders to Influence Regulatory Direction

Selig will lead the committee and plan to nominate twelve influential figures, including top executives from both the crypto and traditional finance sectors. Notable crypto leaders like Gemini CEO Tyler Winklevoss, Polymarket CEO Shayne Coplan, and Crypto.com CEO Kris Marszalek will serve as members. Representing traditional finance are figures such as Intercontinental Exchange CEO Jeff Sprecher, Cboe Global Markets CEO Craig Donohue, and Nasdaq CEO Adena Friedman.

Applications for additional committee memberships are open until January 31, 2026, and will also consider perspectives from regulatory bodies, academia, and public interest groups.

Private Sector Emphasizes Strategic Importance of Crypto Innovation

Venture capital firm Andreessen Horowitz (a16z) underscored the significance of crypto innovation in maintaining America’s technological and economic leadership. The firm highlighted that collaboration between the U.S. government and private industry will be essential in defending national interests and avoiding loss of global dominance.

“If America fails to win technologically, it will lose economically, militarily, geopolitically, and culturally. And the entire world will lose as well,”

As the regulatory landscape evolves, the commitment from both public and private sectors will likely influence the future direction of crypto markets and technological development in the United States.

This article was originally published as CFTC Forms Panel to Regulate Blockchain and AI Innovations on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.

US SEC Chairman Discusses Venezuela’s Reported Bitcoin Reserves Following Recent Political Developments

In the wake of a recent dramatic political shift in Venezuela, SEC Chairman Paul Atkins addressed the potential seizure of the country’s alleged Bitcoin holdings. The discussions emerged amid reports that Venezuela may possess up to $60 billion worth of Bitcoin, although verification remains uncertain amid ongoing geopolitical tensions.

Key Takeaways

SEC Chair hints at the possibility of US authorities seizing Venezuela’s Bitcoin assets.

Venezuela is reported to hold approximately 600,000 Bitcoin, but verification is lacking.

The recent political upheaval involved US forces removing President Nicolás Maduro from power.

Legislative developments in the US include the impending markup of the Digital Asset Market Clarity Act.

Tickers mentioned: n/a

Sentiment: Neutral

Price impact: Neutral. The uncertainty surrounding the Venezuela Bitcoin holdings and geopolitical developments keeps the market cautious.

Trading idea (Not Financial Advice): Hold. Given the geopolitical risks and regulatory uncertainties, it’s prudent to remain cautious.

Market context: The evolving political landscape in Venezuela and legislative progress in the US contribute to ongoing volatility in the digital asset sector.

Analysis of Regulatory and Geopolitical Implications

Following the recent upheaval in Venezuela, where US forces, under directives from the administration of Donald Trump, captured then-President Nicolás Maduro and relocated him to the United States to face criminal charges, speculation about Venezuela’s Bitcoin reserves has intensified. While reports claim the country holds up to $60 billion worth of Bitcoin, verification remains elusive, and analysts have expressed skepticism about these figures.

During a recent interview, Atkins stated, “I leave that to others in the administration to deal with — I’m not involved in that,” when asked whether the US might take action to confiscate the assets. The SEC chair’s remarks coincide with increased legislative activity, as the Senate prepares to hold a markup on the Digital Asset Market Clarity Act, a bill designed to clarify regulatory oversight of cryptocurrencies. The legislation, passed by the House in July, has faced delays due to political gridlock and the upcoming 2026 midterm elections.

While some stakeholders have expressed concerns over specific provisions, including stablecoin regulations and decentralized finance regulations, lawmakers are expected to refine the bill further. Early drafts aim to grant the Commodity Futures Trading Commission increased authority over digital assets, signaling a potential shift in US regulatory approaches.

Meanwhile, Venezuela’s previous engagement with blockchain technology, including launching an oil-backed digital currency in 2018, adds complexity to the current geopolitical and financial landscape.

The developments underscore the evolving nexus of politics, finance, and technology—a landscape that continues to be shaped by legislative efforts and international relations.

This article was originally published as Will the US Seize Venezuela’s Bitcoin? The Uncertain Future Unveiled on Crypto Breaking News – your trusted source for crypto news, Bitcoin news, and blockchain updates.