While everyone is caught up in the latest “crypto themes” or the Fintech industry's attempts to polish outdated systems, they're overlooking an obvious and immense opportunity.

For about 75% of countries and over 50% of global GDP, traditional banking and currency systems are failing. What was once a partially functioning system has now become utterly ineffective.

However, with 30 years of internet evolution, more than 20% of global GDP now comes from digital trade—encompassing remote work, online sales, and creative industries.

To support this digital trade, there’s a pressing need for efficient global money movement. Unfortunately, even the typical financial hubs—Singapore, Hong Kong, London, Switzerland, and the UAE—are becoming less accessible for foreigners and international companies seeking banking services.

So, what’s the alternative? USD stablecoins emerge as the primary solution.

Yet, many are missing the real opportunity. Instead of focusing solely on market cap and net interest margin (NIM) potential of stablecoins, the true goldmine lies in the throughput—the movement and settlement of these assets.

You might think I’m out of my mind, but in the next three years, it’s plausible that a single company could achieve $100 billion or more annually in total transaction volume (TTV) through remittances and settlements using stablecoins by the end of 2027. Some are already approaching $10 billion.

By 2030, it’s conceivable that one entity could hit $1 trillion per year in TTV—surpassing the speed of giants like Stripe or Adyen.

This colossal potential is within reach for those in crypto and fintech, provided they know where to look and maintain their focus.

The Total Addressable Market (TAM) is 20 times that of crypto trading. The pace of disruption is significantly faster than traditional fintech.

The big question is: will they recognize this opportunity?