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What is Binance VIP Loan

What is Binance VIP Loan

2022-08-23 09:24

What is a Binance VIP Loan?

VIP Loan provides an institutional level loan service that raises liquidity for multiple purposes without selling off existing crypto holdings.
  • Long-term Investment Fund
  • Leveraged Trading Desks
  • Hedging Strategies

What are the advantages of the Binance VIP Loan Program?

  • Institutional level capital efficiency
    • No hard cap with good credit history.
    • Enhanced Loan-to-Value Ratio (LTV), where Initial/ Margin Call/ Liquidation LTV are improved to 72%/ 77%/ 91%, respectively.
  • Full freedom to use loan proceeds
    • Loan can be used for any purpose, including trading on spot, margin, or futures markets, staking, and even withdrawal.
    • Collateral can be withdrawn and used elsewhere if the minimum LTV is met.
  • Increased flexibility with bespoke loan agreement
    • We support 600+ coins as loanable assets and collateral.
    • Flexible loan terms without penalty for early repayment.
    • Delayed liquidation available when liquidation LTV triggered.
  • Reduced total cost
    • Competitive interest rate, as low as 1.1% p.a.
    • No transaction fees.

How to get started?

  1. Contact the VIP Team via Telegram or email at vip_loan@binance.com (please include “VIP Loan Inquiry” in the subject line for our reference).
  2. Discuss loan terms and sign the Master Loan Agreement.
  3. Deposit sufficient collateral and receive the loan in the corresponding Spot Wallet.
For more information, you may also refer to the one pager below:
Disclaimer:
This document may have been translated and published in different languages. In the event of any inconsistency, misstatements, omissions, or errors appearing in any translated version, the English version shall prevail.