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VIP Loan Launches Online Application: Enjoy Lower Interest Rates & Exclusive Binance Merchandise!

VIP Loan Launches Online Application: Enjoy Lower Interest Rates & Exclusive Binance Merchandise!

2023-02-09 07:00
Fellow Binancians,
In celebration of the introduction of VIP Loan online applications to VIP 5-9 users, Binance VIP Loan has launched an exclusive promotion for all VIP Loan users, where eligible users of all VIP levels can enjoy exclusive benefits of lower interest rates and receive select Binance Merchandise.
With the addition of online application, VIP 5-9 users may now directly apply for VIP Loan on the VIP Loan page.
Activity Period: 2023-02-09 07:00 (UTC) to 2023-03-08 06:59 (UTC)
Promotion A: Enjoy Lower Interest Rates Equivalent to an Upgraded VIP Level When Borrowing From VIP Loan
All eligible VIP 1-9 users who apply for a VIP Loan during the activity period can enjoy borrowing interest rates that are equivalent to one or two levels above their current VIP level, as per the table below. Existing VIP 9 users will enjoy 10% off the interest rates when their loan amount and loan term meet the requirements set out below. Please note that only VIP Loan applications for a loan term of 30 days will qualify for the following promotional interest rates.
VIP Loan Amount Per Order (in BUSD)
Interest Rate Equivalent to an Upgraded VIP Level*
Loan Term
0.5M - 20M
VIP +1

30 days
Above 20M
VIP +2
*For example: VIP 2 will enjoy VIP 3 or VIP 4 interest rates depending on if the loan amount exceeds 0.5M or 20M BUSD equivalent. The higher the VIP level, the lower the interest rates.
Please Note:
  • The lowest interest rate enjoyed by eligible users shall be equivalent to that of VIP 9. Existing VIP 9 users will get 10% off the standard interest rate.
  • The minimum order for VIP Loan starts at 0.5M BUSD or equivalent, which means you will need to have at least 0.694M BUSD or equivalent in your collateral account before your order can be submitted.
  • You may reach out to your key account coverage teams via Telegram, or contact us at for any questions for VIP Loan. Please put “UID______ VIP Loan Inquiry” in the email subject line for any queries, where applicable.
  • Interest rates and maximum loanable limits on VIP Loan are subject to adjustments based on market conditions and internal risk management. Users should refer to the VIP Loan page for more details on the adjusted interest rates and maximum loanable limits during the Activity Period.
Promotion B: Retweet the Activity Tweet & Stand to Receive a Binance Backpack!
Follow @BinanceVIP on Twitter, retweet and reply to the Activity tweet during the Activity Period. Ten eligible users will be chosen based on the selection criteria stated in the terms and conditions to each receive a Binance Backpack.
Terms and Conditions:
  • All users must complete account verification to be eligible for this program.
  • This promotion is subject to the Terms & Conditions for Prize Promotions.
  • Promotion B:
    • Binance VIP will evaluate the depth and relevancy of the replies by all eligible users on the Activity tweet, and select ten eligible winners to each receive a Binance Backpack.
    • @BinanceVIP will contact the winners via Twitter to arrange for the delivery of rewards within two weeks after the Activity Period ends. If a winner fails to reply within 48 hours of the reward notification, he/she will be deemed to forfeit the reward.
    • Winners should provide a valid shipping address, and will be responsible for any taxes if applicable.
  • Please visit Binance Institutional to check your current VIP level.
  • To learn more about becoming a Binance VIP through Loan products, please refer to the VIP Borrower Program.
  • Binance reserves the right to cancel or amend any Activity or Activity Rules at its sole discretion.
  • Where any discrepancy arises between the translated versions and the original English version, the English version shall prevail.
Thanks for your support!
Binance Team
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Note: This announcement was last updated on 2023-02-22 to extend the promotion end date from 2023-02-22 06:59 (UTC) to 2023-03-08 06:59 (UTC), and to lower the minimum VIP Loan amount per order from 1M to 0.5M. It was previously updated on 2023-02-10 to clarify that users’ VIP Loan amount per order must exceed 20M BUSD equivalent to enjoy borrowing interest rates that are two levels above their current VIP level, instead of 2M BUSD equivalent.
Binance reserves the right in its sole discretion to amend or change or cancel this announcement at any time and for any reasons without prior notice.
Risk Warning: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.