The reason was that while reviewing financial data, I discovered time deposit data and suddenly had the idea to trace this capital back and forth, wanting to understand the situation better and judge where the subsequent macroeconomic policy dividends would be, which led to this brief analysis. (Just chatting casually) This year, a total of 50 trillion yuan in time deposits will mature in China, equivalent to about 40% of the national annual GDP. Let's first discuss the structure of time deposits and the situation of concentrated maturities. By the end of December last year, the total deposits in China had reached approximately 328.64 trillion yuan, and it was found that: the balance of household and departmental time deposits was about 121 trillion yuan, with the overall distribution of savings mainly composed of time deposits. Since the COVID-19 pandemic, Chinese citizens have preferred to lock in 2-year and 3-year terms to obtain a relatively high fixed interest rate return.
1980 Silver Crash; 2011 Silver Plunge; 2020 Gold Liquidity Sell-off; Precious Metals Emergency Brake at the Start of 2026...
This can be considered witnessing another milestone. In the past few hours, I have seen many analyses of the sharp decline, and the timeline has been filled with headlines from various teachers and media about the 'gold and silver intraday sharp decline.' Regarding the sharp decline, I think it may be slightly related to the fundamentals, but more so due to the sensitivity of most buyers to fluctuations after a significant increase. Historically, there have been many disasters caused by crowded funding and concentrated sell-offs. The Federal Reserve has continuously sent signals of 'not in a hurry to cut interest rates,' and Powell has repeatedly emphasized the strength of the US economy, so the market naturally lowers its expectations of a loose monetary environment, and the safe-haven sentiment for gold has also cooled down. (Maybe it's because precious metals are on Binance TradFi@doge lol>)
I've stacked enough of this stage's $BTC , now I'm starting to DCA into a $BNB HODL position. All that back and forth trading, buying then selling, was mostly due to empty, abstract panic and lack of understanding,
I did consider going all-in on a single coin, but after some calculations, I realized I can't handle the risk of a one-sided trust collapse. # So, I’ll keep the chips and the house in my hands.
I've stacked enough of this stage's $BTC , now I'm starting to DCA into a $BNB HODL position. All that back and forth trading, buying then selling, was mostly due to empty, abstract panic and lack of understanding,
I did consider going all-in on a single coin, but after some calculations, I realized I can't handle the risk of a one-sided trust collapse. # So, I’ll keep the chips and the house in my hands.
Most people are poor because when they want to invest, there are "chickens" running around everywhere, shouting, "The sky is falling! The sky is falling!"
The "chickens" have a strong influence because each of us has a "chicken" in our hearts.
Therefore, we often need great courage not to let rumors and unfounded fears exacerbate our anxieties and doubts.
Lei Jun's entrepreneurial thoughts, at this time under the direction of public opinion, I still admire Mr. Lei. Permanent restriction on hardware net profit at 5%, daring to be the first.
$BTC chose the vastness under the sun, becoming a bridge between the old financial empire and the new digital world, the price is that everyone's accounts are exposed.
$XMR chose the freedom in the night, becoming the true hard currency of blockchain, the price is that they will never be able to enter the halls of mainstream compliant finance.
Binance's Xiao An assistant is very useful, but! The UI hides it too deep... Checking narratives, unlocking data, and real-time news, etc. are all precise and clear at a glance.
Hope to increase options: Add an entry for Xiao An assistant in the form of a widget Or open Xiao An assistant in the form of a floating window Or wake up Xiao An assistant with the homepage search box @Yi He @sisibinance @币安广场 @币安Binance华语
Now when two people go out to eat, most ordinary brunches start at $85; The default tip on iPad has slowly risen to 25%, 30%;
Ordering takeout, when adding tax, service fee, and tip, the total comes to about 130% of the discounted price;
Rent has gradually increased from $2000 to $3000;
The discounted prices of daily necessities in supermarkets are almost the same as the previous normal retail prices;
I personally feel that the purchasing power of the dollar has declined.
I currently have DCA$BTC , but let me clarify my position
1. I believe that the purchasing power of the dollar will continue to decline in the next 5–10 years 2. Regardless, maintain stable cash flow 3. Accept paper losses without selling 4. Ensure long-term discipline in execution 5. BTC accounts for my total assets ≤20–30%
If you expect BTC to quickly outperform everything; if you treat it as a 'safe-haven asset'; if you cannot tolerate major drawdowns; if you have no other defensive asset allocation
I hope you do not use cash flow for dollar-cost averaging ₿, but rather find ways to make use of existing funds.
In retrospect, I completed two milestones in this phase, the first summary for 2026.
In retrospect, I completed two milestones (not levels, still a cow and horse lol) in this phase. This is also the first summary for 2026. On September 17, 2025, I saw the message $ASTER and immediately conducted deeper research. (See the pinned article: The moment I saw Aster...) Based on Yiz Lab's high win rate and high return on investment, as well as losing money a few months ago with the PvP Dark pool concept, the Dark pool concept presented by CZ is still fresh in my memory. At that time, I saw Aster as the top-level design developed by CZ, so I gradually bought 16ku during Aster 0.16-0.19.