The suspension of non-counter transactions for bank cards means that mobile banking, WeChat, payment methods, and ATM machines cannot be used, and business can only be handled at the bank counter.

There are probably several reasons why bank cards are not in the bank account:

1. The bank card has not been used for more than 6 months and is considered a "long-suspended account" or "dormant account" by the bank.

2. The bank card reserved information is incomplete and the certificate is expired.

3. Your transaction triggers an alert, abnormal large-value transactions, or frequent transactions, triggering the bank's anti-money laundering or anti-fraud system. You are required to bring supporting documents and actively cooperate with the bank.

4. The bank card is frozen by the judiciary. This means that your bank card has received the funds involved in the case, and the judicial department controls the card. Before the case is closed, your bank card cannot be used unless you can provide materials to prove that you did not participate in the crime and actively return the stolen money, and then it can be unfrozen in advance. Judicial freezing is not only to suspend non-counter transactions, but generally only to receive but not pay, or to freeze it completely.

The first two non-counter reasons can be resolved by going to the bank with your ID.

The third and fourth types of non-counter deposits give many people a headache, usually because funds from online gambling or online fraud have entered the card.

What do you say when you go to the bank to cancel the deposit? How do you provide proof of bank account flow? Just show the bank the betting records of the gambling platform? The result is that the bank will not cancel the deposit for you.

If you sell U and withdraw money, you go to the bank to cancel the lock-up. You show the U selling order to the bank. The bank staff will say that virtual currencies such as Bitcoin do not have the "legal status" of currency. As a result, the bank will not cancel the lock-up for you.

The above only triggers the bank's risk control system. If your card is judicially frozen, I'm sorry, the bank lady will look at you strangely as if you were a fraudster, and may even call the police to arrest you.

Whether or not to close your account depends entirely on your personal ability.

There is a way to do everything. Things that you can't do can be easily solved by others.