Recently, a fan said that he bought 60,000 yuan of U on a leading exchange. As a result, 18 public security agencies jointly froze his bank card.

This fan has read my article before, and the price of the Usdt he chose when selling was not the highest. The OTC currency dealer he chose was also a currency dealer with a high transaction volume. This currency dealer was registered at the end of last year. Unexpectedly, This is all frozen.

You think 18 companies are a lot, but there was a big boss before, and he was directly frozen by 43 GONGAN.

Don’t panic if your bank card is frozen, solve the problem step by step!

Recently, there have been frequent incidents of OTC cards being frozen. Many currency enthusiasts have been caught in the trap one after another, making it difficult for many new and old leeks to guard against.

Let me share how to prevent your bank card from being frozen and how to take proactive measures to unfreeze your account.

When conducting legal currency transactions on an exchange, OTC is a necessary access channel for legal currency. However, some traders will have their bank cards frozen after transactions. Recently, not only bank cards, but also Alipay or WeChat have been frozen.

First of all, the "cold freeze wave" is not a recent phenomenon, but a common occurrence. There will be people discussing these issues in communities, communication groups or Weibo on many platforms. Although you may not be surprised after hearing it too much, but in order to avoid such things happening to you, it is better to keep this antifreeze guide in your collection.

So let’s discuss why the card is frozen. It can range from hundreds to thousands to millions and tens of millions. Is there any option to freeze the card? Is it because my operation is not in compliance, or is it because I have done something illegal or disciplinary? matter? not necessarily.

First of all, freezing cards is not aimed at the digital currency transaction itself, but to combat the forces that use digital currency to do evil things.

In recent years, there has been a high incidence of financial fraud incidents at home and abroad. The hidden characteristics of digital currency make it the most suitable medium for money laundering. Many financial frauds, telecommunications frauds, gambling platforms, and evil forces use this to transfer funds and use them to make money. Some illegal criminals will also collude with digital currency over-the-counter merchants to make X money, making it difficult for various platforms in the currency circle to prevent them.

Even as a leading exchange, it is not immune. The "suspicious assets" circulating in the exchange have naturally borne the brunt and become the focus of supervision by the judicial department.

In fact, the country has never cracked down on Bitcoin, but the dark forces behind the circulation of Bitcoin that attempt to use it to make money. Many criminal gangs launder money through transactions in USTD and BTC. This money laundering method is more invisible and insurmountable than traditional methods. Track and save a lot of money on transfer fees.

What type of frozen card?

Although no one wants their account to be frozen, but if you accidentally win a lottery, you must first know what type of bank card is frozen? Generally divided into two types: temporary freezing and judicial freezing.

If the bank card is temporarily frozen, you can wait for three days. If the source of the money received is from a country with small funds and a large number of people involved in the case, or the reporter does not provide relevant evidence to the judicial department, it will be automatically unfrozen after three days.

However, if the amount of money you receive from a withdrawal at an OTC trading center is relatively large, or the source of funds is close to first-hand black money, or it involves politically sensitive issues, then the bank card will be frozen by the judiciary for half a year.

If it is not properly handled within six months, it may continue to freeze six months later. There are also friends in the currency circle who tried to withdraw money successfully after their bank cards were frozen for a period of time. It may be because the telecommunications fraud case involved has been closed and it will be automatically unfrozen after the case is closed.

However, if the funds for OTC transactions involve kongbu organizations, dupin transactions or politically sensitive issues, things will become quite difficult. Some unlucky currency friends said that they have not been unfrozen after two years, so the money may have to be withdrawn. The water is gone.

In short, illegal funds flow from victim A to B to C and then to D. The closer to the first-hand transaction, the greater the risk and the greater the difficulty of unfreezing, and vice versa.

What to do after freezing the card?

What should you do after being frozen? First of all, don’t panic or feel guilty. Just make peace with it and deal with it. If it is only temporarily frozen, it will be automatically unfrozen in three days. After the automatic unfreezing, you cannot take it lightly and transfer the funds out of the frozen account as soon as possible.

However, most of the freezes in the currency circle are judicial freezes. If it has not been unfrozen after three days, it is a judicial freeze. You need to go to the local bank where the bank card is with a valid ID, and check at the counter where the currency is and what judicial department has the currency. The friend's account was frozen, and then he searched online or called 114 to ask where the judicial department was, and then contacted the police there to cooperate with the investigation.

If you are buying and selling coins and withdrawing digital assets through a compliant exchange, there is no need to be afraid. Contact the appropriate judicial authorities. Generally, they will ask you to provide platform transaction records and bank card transaction records. Waiting to cooperate with the investigation. The processing results are nothing more than the following:

First: Ask currency friends to provide relevant transaction records, work certificates and statements, etc. Most of them can be unfrozen about a month after the data is uploaded.

Second: The police take the initiative to come to inquire about the case. This kind of situation is relatively easy to handle. They actively cooperate with the investigation and usually unfreeze the case after it is closed.

Third: The police will tell you directly and wait for the case to be closed.

Fourth: The police directly inform you that the freeze will be released in ** days.

Fifth: For more serious cases, please ask currency friends to cooperate with the investigation in other places. If it is a developed area, it is fine. If it is a remote area, the police may invite currency friends to "drink tea" in order to pursue the efficiency of solving crimes.

If only part of the currency friend's frozen card contains the amount involved in the case, for example, your card contains 200,000, but only 50,000 is from unknown sources, then you can apply to freeze only the 50,000. Such an operation will not embarrass the police. , if you encounter someone with a bad attitude and difficult to talk to, don’t give in. You can go to the inspection team to complain, or organize a group petition. After all, from a legal perspective, you are not at fault.

How to prevent frozen cards?

Since frozen cards are such a headache, there are still ways to avoid the minefield of frozen cards.

Apply for multiple cards: Coin friends who speculate in the currency circle should first apply for several more bank cards. Business cards in the currency circle should not be mixed with salary cards and salary cards. They must be dedicated to the card and must be used before withdrawing money. Make sure that the card is not frozen. After being frozen, you cannot get in or out (many unlucky currency friends still transfer money to the card without knowing that their bank cards are frozen). You must first try to transfer an amount from the card. Try it and use it as a withdrawal card if it is not frozen.

Filtering after withdrawal: After receiving the funds on the receiving card, you can choose to recharge to Alipay, transfer it to Yulibao, and then transfer it from Yulibao to other bank cards; or recharge to a financial management platform such as Lufax (certainly Make sure the platform is reliable and will not run away) before transferring to other bank cards, it is best to transfer to a small local bank.

Withdraw cash after withdrawing money: After withdrawing money, go to the bank to take out the money, then change the bank and deposit the money into other bank cards, or the bank cards of family members or couples.

Repay the debt after withdrawing money: Use a credit card, Huabei or Baitiao for daily consumption, or use Jiebei to borrow money to a normal card. After withdrawing money, you can directly use the money in the currency circle to repay the debt.

Observing the law is the only way to go. If you receive a non-real-name payment when withdrawing money, be careful and return it to the original method. If you encounter the trap of special discounts in OTC transactions, be cautious and do not be greedy for small gains and lose big because of small gains.