[Hong Kong Monetary Authority: Retail CBDC may have multiple advantages compared with traditional payment methods] Golden Finance reported that the Hong Kong Monetary Authority stated that retail CBDC (central bank digital currency) is a digital form of legal tender issued by the central bank. , intended for public use as an alternative to traditional physical currencies. Its value will be stable, just like cash today. Retail CBDCs may offer a variety of advantages over traditional payment methods, including increased financial accessibility, faster transactions, lower costs, and greater transparency.