#crypto2023 #Web3

Tipping is a bad habit in the United States.

When I was in China, I spent 632 yuan at a restaurant. Sometimes some restaurants would say they could round off the decimal and just charge 630 yuan.

But in the United States, it is more complicated. First, you have to calculate the tax (assuming 10%), which is 695.2 yuan; then you have to calculate the tip, 15% is 799.48 yuan, 20% is 834.24 yuan. Some restaurants even ask for a 25% tip, which is 869 yuan.

That is to say, the price is 120% to 130% of what you see on the menu.

Does tipping mean service? No, there is no service at all. Even street restaurants dare to ask for a 20% tip. Suppose you go to a street restaurant to eat a bowl of Lanzhou ramen for 18 yuan, and the actual expenditure may be 23.76 yuan. If you pay in cash, you will feel embarrassed and have to break it down into 25 yuan.

This consumption experience is terrible. The consequence of mandatory tipping is that waiters will not improve the quality of service, because no matter how good the service is, a 20% tip is required. Therefore, if you travel around the world, you will come to the same conclusion: the service quality of American restaurants is poor, and the tipping culture is a bad habit.

80% of American household assets are allocated in the financial sector, mainly in insurance, government bonds and funds (stock funds).

A 2021 survey showed that about 46 million Americans now own at least some Bitcoin, which is equivalent to 17% of the adult population. As of January 2023, the global cryptocurrency ownership rate has soared to more than 420 million, an average of 4.20%. The United States has the fastest growth rate and the largest number of people.

In a survey conducted by the New York Digital Investment Group (NYDIG), about 75% of respondents said they wanted to learn more about Bitcoin.

The majority (53%) said they do not own digital assets, but of those, 55% said they would consider adding cryptocurrencies to their portfolio.