The Lido Lend proposal has two levels of emergency pause: a market freeze still allows repayments, liquidations, and lender withdrawals; the broader global pause (controller pause), however, blocks repayments, withdrawals, and liquidations, while interest continues to accrue. Borrowers have no way to limit their losses by repaying, and calling the core contract directly does not bypass the restriction.

Once the pause ends, the next interest update will count the locked period toward the debt. This is still only a proposal: the core contract has been deployed, but whether the DAO will approve it and when the first market will be created remain undecided.