I took a look at the Fed’s November Financial Stability Report: by its measure, the total market cap of stablecoins has barely changed over the past year, staying around $310 billion. The numbers haven’t risen, but the rules are on a countdown—the GENIUS Act takes effect on January 18, 2027, the OCC’s implementing rules are finalized, and those of other agencies are still in the works.
My take is simple: an unchanged total doesn’t mean every coin is the same. Once the Act takes effect, what matters is whether the issuer is trustworthy and redemptions go smoothly. So before I buy any coins, I have PayAll’s Agent check them for me: who the issuer is, which currency they’re pegged to, whether they can be redeemed, and which chains they support. I also take a quick look at the security score and research report summary—and skip anything with a low score.
It’s more reassuring to check first than to chase after prices have gone up.
$USDC $USDT #Stablecoins
My take is simple: an unchanged total doesn’t mean every coin is the same. Once the Act takes effect, what matters is whether the issuer is trustworthy and redemptions go smoothly. So before I buy any coins, I have PayAll’s Agent check them for me: who the issuer is, which currency they’re pegged to, whether they can be redeemed, and which chains they support. I also take a quick look at the security score and research report summary—and skip anything with a low score.
It’s more reassuring to check first than to chase after prices have gone up.
$USDC $USDT #Stablecoins