A little after 9 p.m. on Friday, a client's payment came through—not a business day, not banking hours, just a USDC transfer.
It reminded me of some news I saw yesterday: the Philippine bank RCBC has partnered with Meridian to let freelancers receive USDC and USDT from U.S. clients 24/7, including weekends and holidays. The funds arrive right away, are automatically converted into a USD balance, and can then be converted to pesos and sent to a bank account. Getting paid is gradually becoming less dependent on “waiting for the bank to open.”
I take on small freelance gigs myself, and there are two things I worry about most: first, the client pays but I can't match the payment on my end; second, the exchange rate changes while I'm waiting. These days, I usually create a payment request on PayAll first, clearly specifying the amount and currency. The client pays according to the request, and the system matches the payment automatically. The exchange rate is locked for 15 minutes, after which the request expires automatically. I enter the refund address when creating the request; if the conversion fails, the original currency is refunded, and the address can't be changed afterward, which helps avoid disputes. The money is sent directly to my own address in the target currency I've set— the platform never handles the funds.
I can get paid on weekends, keep my books straight, and avoid gambling on exchange rates. For people who make a living from freelance work, that’s far more useful than any flashy feature.
#稳定币 #跨境收款 #Freelancing
It reminded me of some news I saw yesterday: the Philippine bank RCBC has partnered with Meridian to let freelancers receive USDC and USDT from U.S. clients 24/7, including weekends and holidays. The funds arrive right away, are automatically converted into a USD balance, and can then be converted to pesos and sent to a bank account. Getting paid is gradually becoming less dependent on “waiting for the bank to open.”
I take on small freelance gigs myself, and there are two things I worry about most: first, the client pays but I can't match the payment on my end; second, the exchange rate changes while I'm waiting. These days, I usually create a payment request on PayAll first, clearly specifying the amount and currency. The client pays according to the request, and the system matches the payment automatically. The exchange rate is locked for 15 minutes, after which the request expires automatically. I enter the refund address when creating the request; if the conversion fails, the original currency is refunded, and the address can't be changed afterward, which helps avoid disputes. The money is sent directly to my own address in the target currency I've set— the platform never handles the funds.
I can get paid on weekends, keep my books straight, and avoid gambling on exchange rates. For people who make a living from freelance work, that’s far more useful than any flashy feature.
#稳定币 #跨境收款 #Freelancing