OpenAI rolled out the ChatGPT wallet on Friday night, with American Express, Mastercard, and Visa all on board. Add a card, and agents in ChatGPT can buy things and book hotels directly. Before paying, you still have to confirm with a face scan, and every transaction leaves an authorization record.
The card in the AI’s hands is a temporary token issued by the payment network. The card number, security code, and expiration date are all replaced with stand-ins, so it never gets anywhere near your real card number. Merchants can charge you as usual, and your points and chargeback protection stay the same. Letting a model pay for me gives me the creeps at first, but keeping it away from my real card number does at least keep the dirtiest part out of its hands. For now, it’s only available to adult Pro users in the U.S., and you need a U.S.-issued card. There’s no fee during the initial rollout.
The e-commerce crowd is the one feeling the heat. Meta’s shopping assistant Muse has been live for two months and has already racked up over 10 million users in the U.S. and Canada. It compares prices while bypassing the ads on shopping pages. Amazon has already started blocking unauthorized third-party agents and is working on a global product catalog. With the wallet open, AI won’t just help you choose—it’ll pay for you, without even glancing at all those sponsored recommendations along the way.
The card in the AI’s hands is a temporary token issued by the payment network. The card number, security code, and expiration date are all replaced with stand-ins, so it never gets anywhere near your real card number. Merchants can charge you as usual, and your points and chargeback protection stay the same. Letting a model pay for me gives me the creeps at first, but keeping it away from my real card number does at least keep the dirtiest part out of its hands. For now, it’s only available to adult Pro users in the U.S., and you need a U.S.-issued card. There’s no fee during the initial rollout.
The e-commerce crowd is the one feeling the heat. Meta’s shopping assistant Muse has been live for two months and has already racked up over 10 million users in the U.S. and Canada. It compares prices while bypassing the ads on shopping pages. Amazon has already started blocking unauthorized third-party agents and is working on a global product catalog. With the wallet open, AI won’t just help you choose—it’ll pay for you, without even glancing at all those sponsored recommendations along the way.