What happened overnight on November 13, 2026:

📉 Market under pressure. As crypto assets continued to decline, BTC fell to around $69K, ETH to about $1.9K, and SOL to around $78. These levels reflect the time the market summary was published, not fixed prices for the entire morning. Crypto-related stocks were also affected by the weakness. The cause of each price movement cannot reliably be attributed to a single news story.

🏛 The White House nominated candidates to the SEC and CFTC. On November 12, the U.S. administration sent the Senate nominations for vacancies at two financial regulators. The candidates include people who worked on digital asset legislation, including the Clarity Act. These are nominations awaiting confirmation, not completed appointments or newly adopted rules. The makeup of the agencies matters for future oversight of cryptocurrencies, derivatives, and prediction markets.

🔐 U.S. authorities reported blocking assets linked to the Binance hack. According to the FBI, law enforcement seized some of the cryptocurrency and obtained court orders restricting the disposition of other assets worth more than $1.2 billion in total. The investigation links the suspected theft to the North Korean group TraderTraitor. U.S. authorities say that more than $2.7 billion has been frozen in coordination with private-sector partners. A court-ordered freeze does not yet mean the money has been returned to its rightful owners.

📊 Gemini reported a sharp drop in trading volumes. In results published on November 12 for the third quarter, the exchange reported $4.5 billion in trading volume, down from $16.4 billion a year earlier—a decline of 73%. Total revenue was $40.9 million (down 19% year over year), while net loss narrowed to $58.6 million. This is an important indicator of the health of the exchange business: cost-cutting does not offset weak trading activity.

🏦 European oversight of USDC entered a new phase. As of November 12, the European Banking Authority (EBA) is taking direct oversight of the reserves, liquidity, capital, and redemption plans of USDC’s European issuer, following the token’s classification as “significant” under MiCA. The decision was announced in October; the new date marks the start of the revised oversight, not a new listing or token issuance.

💳 Banks and stablecoins. On November 12, British bank Griffin announced it had raised around $20 million to develop infrastructure for card and stablecoin payments. This funding is for future services, not an announcement that a large-scale launch has already been completed. Separately, crypto exchange Backpack and Japan’s Minna Bank signed an agreement to explore banking integration: access to yen transfers depends on obtaining the necessary registrations.

🌐 DeFi on Solana. Jupiter announced the launch of a lending market for the USDGO stablecoin on Jupiter Lend. Users can lend the token or borrow it against crypto collateral. The platform-reported figure of more than $1 billion in outstanding loans applies to Jupiter Lend as a whole, not the new USDGO market. Variable yields are not guaranteed.

In summary: the night brought simultaneous pressure on prices and exchange trading volumes, tighter regulation, and continued development of stablecoin and DeFi infrastructure. This is a roundup of confirmed events, not a trading signal.

Sources: Reuters, The Block, Associated Press, Gemini Investor Relations, EBA, The Paypers, Crypto.news, CoinDesk; reports dated November 12–13, 2026.

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