According to ChainCatcher, multiple banks have raised rates on U.S. dollar time deposits, with some products exceeding 4%, amid Fed rate hikes and a planned increase in the foreign exchange reserve requirement ratio to 6%. In October, the average performance benchmark for U.S. dollar wealth management products reached 4.1%. Rates at foreign banks rose more noticeably, while major state-owned banks kept posted rates near 2.8%, with some maturities showing an inverted rate structure.