If I had $100K in crypto, this is what I’d do:

1️⃣ A few hundred thousand yuan is more than enough to go full-time in crypto. I’d move to a small, low-cost city and skip all in-person conferences unless someone covered my flights and hotel.

2️⃣ Get a crypto card—Plasma, EthFi, Enapay, Infini, or something similar. Pay for all everyday expenses under 200U with it.

3️⃣ Get an HSBC Pulse card and use it for larger purchases.

4️⃣ Stay away from meme coins, don’t trust insider plays, and absolutely never participate in any kind of PVP.

5️⃣ Put 20K U into a loop strategy with sUSDS, sUSDe, or reUSD, targeting a 20%–25% annualized return to cover living expenses and provide cash flow.

6️⃣ Put 20K U into Boros basis arbitrage, targeting a 30%–35% annualized return to cover living expenses and provide cash flow.

7️⃣ Put 20K U into BTC. Just dollar-cost average, then sell periodically.

8️⃣ Put 20K U into HYPE. Just dollar-cost average, then sell after it gets listed on TradeXYZ.

9️⃣ Put 20K U into funding-rate and basis arbitrage across different markets. Keep the strategy conservative, not aggressive.

🔟 Once cash flow exceeds living expenses, invest the surplus in broad-market index funds—VOO, QQQ, or similar. Ultimately, the money you make should go into assets that aren’t dependent on crypto market conditions.