The XRP community’s favorite line to repost right now: Put in $5,000 at the end of 2016, and it’d be worth $720,000 today.
Using that to comfort people who got stuck holding at $1.16 today is a little cruel.
Take a look at the chart. Binance spot XRP daily candles: it peaked at $3.66 on July 18, 2025, and is now at $1.164, down 68% from the high. The key point is trading volume: average daily volume in July 2025 was about 752 million U, its busiest month of the year; so far this month, it’s around 92 million U a day—down nearly 90%.
The message is pretty clear: the most people bought during the peak month. The people who got in back in 2016 were a small minority; most came rushing in during the summer of 2025. Using 2016 returns to cheer them up is like dangling a lottery jackpot in front of everyone who bought a ticket.
Now look at the past year: XRP closed at $2.286 this time last year; now it’s $1.164, down 49%. Over the same period, BTC went from $102,313 to $75,978, down 26%. In this downturn, XRP has fallen roughly twice as much as Bitcoin.
I’m not saying XRP is finished. The stories about bank negotiations and trust licenses are still being told, but they’ve been going on for seven years, and volume has shrunk this much. That suggests new money no longer believes. Without new money coming in, people calling for $4.15 or $50 can only end up cheering one another on as longtime holders.
If you want to sell, don’t let “I’ve held for seven years, so selling now means taking a loss” hold you hostage. If you want to hold, don’t use a screenshot showing $720,000 as your reason. Just work out your cost basis and opportunity cost.
#XRP
Using that to comfort people who got stuck holding at $1.16 today is a little cruel.
Take a look at the chart. Binance spot XRP daily candles: it peaked at $3.66 on July 18, 2025, and is now at $1.164, down 68% from the high. The key point is trading volume: average daily volume in July 2025 was about 752 million U, its busiest month of the year; so far this month, it’s around 92 million U a day—down nearly 90%.
The message is pretty clear: the most people bought during the peak month. The people who got in back in 2016 were a small minority; most came rushing in during the summer of 2025. Using 2016 returns to cheer them up is like dangling a lottery jackpot in front of everyone who bought a ticket.
Now look at the past year: XRP closed at $2.286 this time last year; now it’s $1.164, down 49%. Over the same period, BTC went from $102,313 to $75,978, down 26%. In this downturn, XRP has fallen roughly twice as much as Bitcoin.
I’m not saying XRP is finished. The stories about bank negotiations and trust licenses are still being told, but they’ve been going on for seven years, and volume has shrunk this much. That suggests new money no longer believes. Without new money coming in, people calling for $4.15 or $50 can only end up cheering one another on as longtime holders.
If you want to sell, don’t let “I’ve held for seven years, so selling now means taking a loss” hold you hostage. If you want to hold, don’t use a screenshot showing $720,000 as your reason. Just work out your cost basis and opportunity cost.
#XRP
