Guys!! The rules for getting crypto into U.S. retirement plans have made it to the White House doorstep!!!
On November 5, the U.S. Department of Labor sent the final rule to the White House for review (reported by multiple outlets): it implements the August 2025 executive order, giving fiduciaries a safe-harbor framework for including alternative assets (including crypto) in 401(k) plans. Note: it does NOT require every plan to add crypto. It says you can evaluate it based on six factors, such as performance, fees, and liquidity. The total value of U.S. 401(k) plans is around $10.8 trillion, so of course the narrative is huge.
Seriously, being sent for review ≠ already being in retirement accounts!!! Even after it passes review, it’ll take more time for plans to actually offer these products. Don’t use “it’s going into 401(k)s any minute now” as an excuse to chase the rally this weekend and call it a day, haha.
CoinGecko: Bitcoin is around $76,100, ETH around $2,247, and the Fear & Greed Index is still at 25~
Do you think this is more of a sentiment boost, or another case of “the promised catalyst is nowhere near being realized”?
$BTC $ETH
#401k #退休金 #Crypto
On November 5, the U.S. Department of Labor sent the final rule to the White House for review (reported by multiple outlets): it implements the August 2025 executive order, giving fiduciaries a safe-harbor framework for including alternative assets (including crypto) in 401(k) plans. Note: it does NOT require every plan to add crypto. It says you can evaluate it based on six factors, such as performance, fees, and liquidity. The total value of U.S. 401(k) plans is around $10.8 trillion, so of course the narrative is huge.
Seriously, being sent for review ≠ already being in retirement accounts!!! Even after it passes review, it’ll take more time for plans to actually offer these products. Don’t use “it’s going into 401(k)s any minute now” as an excuse to chase the rally this weekend and call it a day, haha.
CoinGecko: Bitcoin is around $76,100, ETH around $2,247, and the Fear & Greed Index is still at 25~
Do you think this is more of a sentiment boost, or another case of “the promised catalyst is nowhere near being realized”?
$BTC $ETH
#401k #退休金 #Crypto