The XRP token was one of cryptocurrency enthusiasts’ favorites between 2024 and 2025, gaining nearly +200% over the period and reaching the third-highest market capitalization among cryptocurrencies, behind only Bitcoin (BTC) and Ethereum (ETH). However, the landscape changed completely in 2026.
Over the past 12 months, XRP has posted losses of nearly -70% for those who remained invested in the native currency of the XRP Ledger, an ecosystem responsible for the first decentralized exchange (DEX) in history and custom tokenization features integrated into the protocol since 2012.